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6E Rewards – Indigo Kotak Bank Credit Card VS Standard Chartered EaseMyTrip Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 17 July 2026
6E Rewards – Indigo Kotak Bank Credit Card
6E Rewards – Indigo Kotak Bank Credit Card
Standard Chartered EaseMyTrip Credit Card
Standard Chartered EaseMyTrip Credit Card

Fees & Charges

Joining Fee₹700 + GST
Joining Fee₹350 + GST
Renewal Fee₹700 + GST
Renewal Fee₹350 + GST
Spend Based WaiverNot available; the annual fee cannot be waived off based on spending.
Spend Based WaiverAnnual renewal fee waived on spends of ₹50,000 or more in the preceding year.
Foreign Transaction Fees3.5% on all foreign currency spends.
Foreign Transaction Fees3.5% of the transaction amount
Interest Rate (APR)3.5% per month.
Interest Rate (APR)3.75% per month

Rewards & Benefits

Welcome BonusAccor hotels stay/dining vouchers, Budweiser gift voucher.
Welcome Bonus
Rewards RateEarn 3% 6E Rewards on Indigo spends, 2% on dining, groceries, entertainment, and 1% on other spends.
Rewards RateEarn 10x points on travel bookings, 2x on other retail spends.
Reward TypeAir Miles
Reward TypeReward Points
Reward Redemption FeeRs. 99 on every redemption request.
Reward Redemption Fee₹99

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access2 complimentary domestic lounge accesses per calendar year.
International Lounge Access
International Lounge Access
Travel BenefitsUp to 3% 6E Rewards on Indigo flights; exclusive saving opportunities and discount offers at Accor hotels.
Travel BenefitsSignificant discounts on hotel/flight bookings & accelerated rewards on travel spends.
Movie BenefitsAccelerated 6E Rewards on movie spends.
Movie Benefits
Dining BenefitsAccelerated 6E Rewards on dining spends; exclusive saving opportunities at Accor hotels.
Dining Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge WaiverNot available.
Fuel Surcharge Waiver1% fuel surcharge applicable on all authorized fuel purchases (no waiver).

Security & Other

Insurance Benefits
Insurance BenefitsZero Liability Protection against a lost or stolen card.
Cash Advance Charges2.5% on the advance amount, subject to a minimum of ₹500.
Cash Advance Charges3% of withdrawn cash or ₹300, whichever is higher.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

6E Rewards – Indigo Kotak Bank Credit Card

Standard Chartered EaseMyTrip Credit Card

Who is it for?

The 6E Rewards – Indigo Kotak Bank Credit Card is a co-branded travel card from Kotak Bank and Indigo Airlines, ideal for frequent flyers. It offers up to 3% 6E Rewards on Indigo spends and 2% on dining, groceries, and entertainment. With a nominal annual fee of Rs. 700 + GST, it provides attractive welcome benefits including Accor hotel vouchers. This card is perfect for those seeking an affordable travel card with strong rewards on everyday spending.

Who is it for?

The Standard Chartered EaseMyTrip Credit Card is a co-branded travel credit card designed for individuals who frequently book travel, particularly through the EaseMyTrip platform. It offers significant discounts on hotel and flight bookings, accelerated rewards on travel-related spends, and complimentary domestic lounge access. This card is ideal for frequent domestic travelers seeking substantial savings on travel expenses and a low annual fee that can be easily waived.

Pros

Key benefits and features.

The 6E Rewards – Indigo Kotak Bank Credit Card is ideal for frequent Indigo flyers.

Earn accelerated 6E Rewards on dining, groceries, and entertainment expenses.

Enjoy attractive welcome benefits including Accor hotel vouchers and a Budweiser gift.

Reward points are easily redeemable against Indigo flight bookings, offering great value.

Pros

Key benefits and features.

High instant discounts on domestic and international hotel and flight bookings via EaseMyTrip.

Excellent accelerated reward rate of 10x on standalone hotel and airline spends.

Complimentary domestic airport lounge access (2 per year).

The annual fee is easily waivable with a reasonable spend of ₹50,000 in the previous year.

Decent base reward rate of 2x on all other retail purchases.

Cons

Key drawbacks and limitations.

The annual fee of Rs. 700 + GST cannot be waived off based on your spending.

A redemption fee of Rs. 99 is charged on every request to redeem 6E Rewards.

There is no fuel surcharge waiver, making fuel transactions less rewarding.

A high foreign currency markup of 3.5% applies to all international transactions.

Cons

Key drawbacks and limitations.

International lounge access has been discontinued from October 15, 2024.

The card does not offer any waiver on fuel surcharge transactions.

A rewards redemption fee of ₹99 is applicable.

A foreign currency markup of 3.5% applies to international transactions.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for 6E Rewards – Indigo Kotak Bank Credit Card(opens in new tab)Apply for Standard Chartered EaseMyTrip Credit Card(opens in new tab)