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6E Rewards – Indigo Kotak Bank Credit Card VS Standard Chartered EaseMyTrip Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

6E Rewards – Indigo Kotak Bank Credit Card
6E Rewards – Indigo Kotak Bank Credit Card
Standard Chartered EaseMyTrip Credit Card
Standard Chartered EaseMyTrip Credit Card

Fees & Charges

Joining Fee
₹700 + GST
₹350 + GST
Renewal Fee
₹700 + GST
₹350 + GST
Spend Based Waiver
Not available.
Annual renewal fee waived on spends of ₹50,000 or more in the preceding year.
Foreign Transaction Fees
3.5% on all foreign currency spends.
3.5% of the transaction amount
Interest Rate (APR)
3.5% per month.
3.75% per month

Rewards & Benefits

Welcome Bonus
Welcome ticket voucher worth ₹1,500, 6E Prime Add-on, Accor hotels & Budweiser vouchers.
Rewards Rate
Upto 3 6E Rewards per ₹100 on IndiGo, 2 6E Rewards on Dining/Groceries/Entertainment.
Earn 10x points on travel bookings, 2x on other retail spends.
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
₹99 on every redemption request.
₹99

Travel & Lifestyle

Domestic Lounge Access
Not Applicable
2 complimentary domestic lounge accesses per calendar year.
International Lounge Access
Not Applicable
Travel Benefits
Complimentary flight ticket, 6E Prime add-ons, & accelerated rewards on IndiGo bookings.
Significant discounts on hotel/flight bookings & accelerated rewards on travel spends.
Movie Benefits
Earn 2 6E Rewards per ₹100 on entertainment, including movies.
Dining Benefits
Earn 2 6E Rewards per ₹100 on dining expenses.
Golf Benefits
Not Applicable
Fuel Surcharge Waiver
Not applicable.
1% fuel surcharge applicable on all authorized fuel purchases (no waiver).

Security & Other

Insurance Benefits
Not Applicable
Zero Liability Protection against a lost or stolen card.
Cash Advance Charges
2.5% on advance amount, minimum ₹500.
3% of withdrawn cash or ₹300, whichever is higher.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

6E Rewards – Indigo Kotak Bank Credit Card

Standard Chartered EaseMyTrip Credit Card

Who is it for?

The Kotak IndiGo 6E Rewards Credit Card was a co-branded card offering travel perks, including discounted IndiGo bookings and complimentary flight tickets. It provided accelerated rewards on IndiGo transactions and everyday spending like dining and groceries. Although discontinued, it was well-suited for frequent IndiGo flyers seeking an entry-level travel card with straightforward redemption options.

Who is it for?

The Standard Chartered EaseMyTrip Credit Card is a co-branded travel credit card designed for individuals who frequently book travel, particularly through the EaseMyTrip platform. It offers significant discounts on hotel and flight bookings, accelerated rewards on travel-related spends, and complimentary domestic lounge access. This card is ideal for frequent domestic travelers seeking substantial savings on travel expenses and a low annual fee that can be easily waived.

Pros

Key benefits and features.

Offers valuable welcome benefits including a flight ticket and 6E Prime add-ons.

Accelerated rewards on IndiGo bookings, dining, groceries, and entertainment.

Affordable entry-level travel card with a nominal annual fee for budget travelers.

Easy and straightforward redemption of earned 6E Rewards for IndiGo flights.

Pros

Key benefits and features.

High instant discounts on domestic and international hotel and flight bookings via EaseMyTrip.

Excellent accelerated reward rate of 10x on standalone hotel and airline spends.

Complimentary domestic airport lounge access (2 per year).

The annual fee is easily waivable with a reasonable spend of ₹50,000 in the previous year.

Decent base reward rate of 2x on all other retail purchases.

Cons

Key drawbacks and limitations.

The card has been discontinued, so new applicants cannot avail its benefits.

Lacks premium travel benefits such as complimentary airport lounge access or golf perks.

No annual fee waiver based on spending, making the recurring fee mandatory.

Rewards are not earned on key categories like rent, utilities, and insurance payments.

Cons

Key drawbacks and limitations.

International lounge access has been discontinued from October 15, 2024.

The card does not offer any waiver on fuel surcharge transactions.

A rewards redemption fee of ₹99 is applicable.

A foreign currency markup of 3.5% applies to international transactions.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.