6E Rewards – Indigo Kotak Bank Credit Card VS IndiGo SBI Card Elite
Both 6E Rewards – Indigo Kotak Bank Credit Card and IndiGo SBI Card Elite suit travel-focused spenders, but they earn and cost differently. 6E Rewards – Indigo Kotak Bank Credit Card costs ₹700 + GST and earns 3% 6E Rewards on Indigo spends, 2% on dining, groceries, entertainment, and 1% on other spends. IndiGo SBI Card Elite costs ₹4,999 + GST and earns up to 7 IndiGo BluChips per Rs. 100 on IndiGo, 3 on travel, 2 on other spends. 6E Rewards – Indigo Kotak Bank Credit Card also brings accor hotels stay/dining vouchers, Budweiser gift voucher, while IndiGo SBI Card Elite counters with 8 complimentary visits per year (max 2 per quarter). If dining spending matters more, go with 6E Rewards – Indigo Kotak Bank Credit Card; if premium is the priority, IndiGo SBI Card Elite fits better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
6E Rewards – Indigo Kotak Bank Credit Card
IndiGo SBI Card Elite
Who is it for?
Who is it for?
Pros
Key benefits and features.
The 6E Rewards – Indigo Kotak Bank Credit Card is ideal for frequent Indigo flyers.
Earn accelerated 6E Rewards on dining, groceries, and entertainment expenses.
Enjoy attractive welcome benefits including Accor hotel vouchers and a Budweiser gift.
Reward points are easily redeemable against Indigo flight bookings, offering great value.
Pros
Key benefits and features.
Excellent rewards program for IndiGo loyalists, earning up to 7 BluChips per ₹100 spent.
Generous welcome benefits including BluChips vouchers and 6E Prime Passes.
Complimentary domestic and international lounge access enhances travel comfort significantly.
Valuable milestone benefits provide substantial BluChips vouchers on reaching spend targets.
Includes useful travel insurance benefits like flight cancellation and lost baggage cover.
Cons
Key drawbacks and limitations.
The annual fee of Rs. 700 + GST cannot be waived off based on your spending.
A redemption fee of Rs. 99 is charged on every request to redeem 6E Rewards.
There is no fuel surcharge waiver, making fuel transactions less rewarding.
A high foreign currency markup of 3.5% applies to all international transactions.
Cons
Key drawbacks and limitations.
High annual fees of ₹4,999 plus taxes, without an explicit spend-based waiver.
Lounge access requires a significant quarterly spend condition for domestic visits.
Rewards are primarily tied to IndiGo, limiting flexibility for other airline preferences.
No explicit mention of foreign currency markup, which could be a hidden cost for international travel.
Excludes utility, government, rental, and fuel transactions from earning reward points.