6E Rewards – IndiGo HDFC Bank Credit Card VS Indigo Axis Bank Credit Card VS IndiGo Axis Bank Premium Credit Card VS IndiGo SBI Card Elite
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
6E Rewards – IndiGo HDFC Bank Credit Card
Indigo Axis Bank Credit Card
IndiGo Axis Bank Premium Credit Card
IndiGo SBI Card Elite
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Receive a complimentary IndiGo flight ticket voucher worth ₹1,500 upon meeting criteria.
Enjoy accelerated rewards of 2.5% 6E Rewards on all IndiGo flight bookings.
Get a complimentary 6E Prime Add-On, including priority check-in and a meal.
Earn 2% 6E Rewards on grocery, dining, and entertainment spends.
Pros
Key benefits and features.
Welcome and annual renewal vouchers of 1,200 IndiGo BluChips provide immediate and recurring travel value.
Accelerated 3 BluChips per ₹100 on IndiGo channels and 2 BluChips on dining/groceries boost reward earnings.
Quarterly domestic lounge access upon ₹50,000 spend in prior 3 months enhances travel convenience.
Milestone bonuses at ₹1.5 Lakhs and ₹3 Lakhs annual spend add extra BluChip vouchers.
Pros
Key benefits and features.
Generous IndiGo BluChips earnings, especially 7 BluChips on IndiGo spends.
Substantial welcome and annual IndiGo BluChips vouchers and 6E Eats benefits.
Significant milestone benefits offer up to 20,000 additional IndiGo BluChips.
Complimentary Priority Pass with international lounge access enhances travel comfort.
Lowered foreign currency mark-up of 2.5% is beneficial for international travelers.
Pros
Key benefits and features.
Excellent rewards program for IndiGo loyalists, earning up to 7 BluChips per ₹100 spent.
Generous welcome benefits including BluChips vouchers and 6E Prime Passes.
Complimentary domestic and international lounge access enhances travel comfort significantly.
Valuable milestone benefits provide substantial BluChips vouchers on reaching spend targets.
Includes useful travel insurance benefits like flight cancellation and lost baggage cover.
Cons
Key drawbacks and limitations.
The card does not provide any complimentary domestic or international lounge access.
No fuel surcharge waiver applicable, reducing overall benefits on fuel transactions.
A redemption fee of ₹200 + GST applies to all 6E Rewards redemptions.
A high foreign currency markup of 3.5% applies to all international transactions.
Cons
Key drawbacks and limitations.
Annual fee of ₹799 + 18% GST with no explicit waiver mechanism increases cost for low-frequency users.
High interest rate of 3.75% per month (55.55% p.a.) makes carrying balances expensive.
Multiple transaction-specific surcharges on fuel, wallet load, utility, education, DCC, and rent can erode value.
Redemption caps, valuation, and liquidity terms are unspecified, limiting ROI precision.
Cons
Key drawbacks and limitations.
High joining and annual fees of ₹5,000 may be a deterrent for some users.
Steep finance charges at 3.75% monthly (55.55% annually) if balances are carried.
Various transaction fees on rent, education, wallet loads, fuel, and utilities apply.
Domestic lounge access is conditional on meeting a ₹50,000 spend threshold quarterly.
Cons
Key drawbacks and limitations.
High annual fees of ₹4,999 plus taxes, without an explicit spend-based waiver.
Lounge access requires a significant quarterly spend condition for domestic visits.
Rewards are primarily tied to IndiGo, limiting flexibility for other airline preferences.
No explicit mention of foreign currency markup, which could be a hidden cost for international travel.
Excludes utility, government, rental, and fuel transactions from earning reward points.