Karnataka BankKarnataka Bank Visa International Contactless Debit Card – Benefits, Fees & Eligibility
Is the Karnataka Bank Visa International Contactless Debit Card Right for You?
The Karnataka Bank Visa International Contactless Debit Card is best suited for users who prioritize International Spends, Travel, Everyday Use. With an issuance fee of Lifetime Free and an annual maintenance charge of Lifetime Free, this card offers free entry for new applicants. It offers Merchant Vouchers as its primary reward mechanism.
Key Card Details
Lifetime Free
Lifetime Free
Merchant Vouchers
₹60,000 per day
₹1,50,000 per day
Notable Perks
Dining Benefits
15% off at US Pizza
Things to Consider
No reward points or cashback program on regular spends.
Lacks complimentary airport lounge access for travelers.
No insurance benefits or purchase protection coverage.
Benefits & Features
Reward Type
Merchant Vouchers
Dining Benefits
15% off at US Pizza
Daily ATM Withdrawal Limit
₹60,000 per day
Daily POS/Online Spend Limit
₹1,50,000 per day
Fees & Charges
Issuance Fee
Lifetime Free
AMC Fee
Lifetime Free
Pros & Cons
Pros
Key benefits and features of this card.
Contactless Tap & Go payments up to ₹5,000 per transaction for quick checkouts.
High daily POS limit of ₹1.5 lakh for substantial purchase needs.
Global international acceptance at ATMs and merchant outlets.
Enhanced security with EMV chip and CVV for online transactions.
Convenient SMS-based card blocking for immediate security control.
Cons
Key drawbacks and limitations of this card.
No reward points or cashback program on regular spends.
Lacks complimentary airport lounge access for travelers.
No insurance benefits or purchase protection coverage.
Limited merchant offers with no fuel surcharge waiver.
Product Details
Visa network card with global acceptance at ATMs and POS terminals.
Contactless payments enabled via RFID/NFC technology.
EMV chip and CVV security for fraud protection.
Auto-activated for merchant transactions after first ATM cash withdrawal.
SMS banking alerts for real-time transaction monitoring.
Manageable via KBL Mobile Plus app on Android and iOS.
Benefits & Features
Reward Type
Merchant Vouchers
Dining Benefits
15% off at US Pizza
Daily ATM Withdrawal Limit
₹60,000 per day
Daily POS/Online Spend Limit
₹1,50,000 per day
What matters, explained clearly
Introduction
The KBL Visa International Contactless Debit Card, issued by Karnataka Bank, is designed for the international traveler, offering global convenience through contactless transactions. Its top differentiating benefits include the ability to make contactless payments up to ₹75,000 every day, extensive acceptance at domestic and international ATMs and POS terminals, and enhanced security features to protect against fraud and theft.
Transaction Limits & Usage
- Daily ATM Withdrawal Limit: ₹60,000 per day at all ATMs, subject to available account balance.
- Daily POS/E-commerce Limit: ₹1,50,000 per day at merchant establishments, subject to available account balance.
- Contactless Payment Limit: Up to ₹5,000 per transaction for Tap & Go payments, with a total daily contactless limit of ₹75,000.
- International Usage: The card is usable globally at international ATMs and POS terminals.
Fees and Charges
- Card Blocking via SMS: You can block your debit card by sending an SMS in the format "BLOCK XXXX" (where XXXX is the last 4 digits of the card number) to +91 988 065 4321.
Rewards & Offers
- VLCC: Head-to-Toe Services at Rs. 3,499; Full Body Laser Hair Reduction at Rs. 44,444 (6 Sessions); Hydra Synergy Oxygenic Facial at Rs. 3,999; Summer Detan Facial at Rs. 825; Underarms Laser Hair Reduction at Rs. 999.
- Himalaya Wellness: 10% off on all purchases on a minimum order value of Rs. 500 and above.
- US Pizza: 15% off on the food bill.
Important Product Details
- Card Network: Visa.
- Technology: Contactless payments enabled via Radio-Frequency Identification (RFID) or Near-Field Communication (NFC).
- Security: Enhanced protection against fraud and theft. The card includes an EMV chip and uses a CVV (Card Verification Value) for additional security in online or phone transactions.
- Activation: The card is automatically activated for payment transactions at merchant outlets within 24 hours of the first cash withdrawal at any MoneyPlant ATM or NFS ATM.
Other Details
- 24-Hour Emergency Helpline: For card blocking or assistance, call +91 802 202 1500. Alternatively, you can email info@ktkbank.com or call toll-free numbers 1800 425 1444 or 1800 572 8031.
- SMS Banking: The card supports SMS banking, providing automatic text alerts for transactions to help monitor activity and detect unauthorized use.
- KBL Mobile Plus App: The app is available for download on the Google Play Store and Apple App Store to manage banking needs.
- General Advisory: Monitor your account regularly, use secure networks for online transactions, and never share your card details or PIN.