Karnataka BankKarnataka Bank MoneyPlant RuPay Kisan Debit Card – Benefits, Fees & Eligibility
Is the Karnataka Bank MoneyPlant RuPay Kisan Debit Card Right for You?
The Karnataka Bank MoneyPlant RuPay Kisan Debit Card is best suited for users who prioritize Everyday Use. With an issuance fee of Lifetime Free and an annual maintenance charge of Lifetime Free, this card offers free entry for new applicants. It offers Merchant Vouchers, Instant Discounts as its primary reward mechanism.
Key Card Details
Lifetime Free
Lifetime Free
Merchant Vouchers, Instant Discounts
₹25,000 per day
₹75,000 per day
Notable Perks
Dining Benefits
15% off at US Pizza
Things to Consider
No reward points or cashback program on regular spends
International usage not supported, limiting it to domestic transactions
Lack of clarity on ATM fees for transactions outside the bank's network
Benefits & Features
Reward Type
Merchant Vouchers, Instant Discounts
Dining Benefits
15% off at US Pizza
Daily ATM Withdrawal Limit
₹25,000 per day
Daily POS/Online Spend Limit
₹75,000 per day
Fees & Charges
Issuance Fee
Lifetime Free
AMC Fee
Lifetime Free
ATM Withdrawal Charges
Fees may apply for non-network ATMs; check with bank for specifics
Pros & Cons
Pros
Key benefits and features of this card.
Tailored for the agricultural sector with RuPay network benefits
Wide domestic acceptance at over 2 lakh ATMs and POS terminals
Automatic activation for merchant payments after first ATM use
Access to exclusive merchant offers on wellness and dining
Cons
Key drawbacks and limitations of this card.
No reward points or cashback program on regular spends
International usage not supported, limiting it to domestic transactions
Lack of clarity on ATM fees for transactions outside the bank's network
No lounge access or travel-related benefits included
Product Details
Issued on the RuPay payment network
Designed specifically for farmers and agriculture professionals
24x7 banking access to funds
Accepted at over 2 lakh ATMs and POS terminals in India
Auto-activated for merchant transactions after first ATM cash withdrawal
SMS banking alerts for transaction monitoring
Benefits & Features
Reward Type
Merchant Vouchers, Instant Discounts
Dining Benefits
15% off at US Pizza
Daily ATM Withdrawal Limit
₹25,000 per day
Daily POS/Online Spend Limit
₹75,000 per day
What matters, explained clearly
Introduction
KBL MoneyPlant RuPay Kisan Debit Card is issued by Karnataka Bank and is specifically designed for farmers and individuals in the agriculture industry. It serves as a robust financial tool to address the unique banking needs of agricultural professionals, providing 24x7 banking convenience to access funds and manage finances around the clock. The card is widely accepted at over 2 lakh ATMs and POS terminals in India.
Transaction Limits & Usage
- Daily ATM Withdrawal Limit: ₹25,000 per day
- Daily POS/E-commerce Limit: ₹75,000 per day
- Card Activation: The card is automatically activated for payment transactions at merchant outlets within 24 hours of the first cash withdrawal transaction at any MoneyPlant ATM or NFS ATM.
- International Usage: Not specified; appears to be a domestic card.
Fees and Charges
- ATM Withdrawal Charges: Using an ATM outside of the bank's network may incur additional fees. Some banks have agreements with other networks for fee-free withdrawals; check with the bank for specifics.
Rewards & Offers
- VLCC Offers:
- Head-to-Toe Services at Rs. 3,499
- Full Body Laser Hair Reduction at Rs. 44,444 (6 Sessions)
- Hydra Synergy Oxygenic Facial at Rs. 3,999
- Summer Detan Facial at Rs. 825
- Underarms Laser Hair Reduction at Rs. 999
- Himalaya Wellness: 10% off on all purchases on a minimum order value of Rs. 500 and above.
- US Pizza: 15% off on the food bill.
Other Details
- Card Blocking: To block the card, call the 24-hour emergency helpline at +91 802 202 1500 or send an SMS to +91 988 065 4321 with the text "BLOCK XXXX" (where XXXX is the last 4 digits of the debit card number).
- Lost or Stolen Card: Report immediately to Karnataka Bank by emailing info@ktkbank.com or calling toll-free numbers 1800 425 1444 or 1800 572 8031.
- SMS Banking: Provides automatic text alerts for transactions made with the card, including withdrawals and purchases, to help monitor activity and detect unauthorized use.
- CVV: A 3 or 4-digit code on the card used as an additional security measure for online or phone transactions.
- KBL Mobile Plus App: Available for download on the Google Play Store or Apple App Store.