AU Small Finance BankAU Visa Business Gold Debit Card – Benefits, Fees & Eligibility
Is the AU Visa Business Gold Debit Card Right for You?
The AU Visa Business Gold Debit Card is best suited for users who prioritize Business. With a joining fee of Nil and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Not Applicable as its primary reward mechanism.
Key Card Details
Nil
Nil
Not Applicable
Notable Perks
Insurance Coverage
Purchase Protection, Personal Accident Cover, Air Travel Insurance
Things to Consider
Specific fees and charges are not explicitly detailed, requiring external reference.
Lacks a clear reward points or cashback program, focusing more on security and limits.
No specific travel, movie, or dining benefits are highlighted for cardholders.
Benefits & Features
Reward Type
Not Applicable
Insurance Coverage
Purchase Protection, Personal Accident Cover, Air Travel Insurance
Fees & Charges
Joining Fee
Nil
Renewal Fee
Nil
Pros & Cons
Pros
Key benefits and features of this card.
Offers comprehensive insurance benefits including purchase protection and air travel cover.
Provides a high daily purchase limit of INR 1,00,000 for business transactions.
Enables multi-user access, making it convenient for business operations and teams.
Features robust security management with instant blocking via the AU 0101 app.
Access a vast global network of ATMs for convenient cash withdrawals worldwide.
Cons
Key drawbacks and limitations of this card.
Specific fees and charges are not explicitly detailed, requiring external reference.
Lacks a clear reward points or cashback program, focusing more on security and limits.
No specific travel, movie, or dining benefits are highlighted for cardholders.
The 'extensive offers' are mentioned without providing any concrete details or examples.
Information on lounge access or other premium perks is entirely absent from the details.
Product Details
High daily purchase limit of INR 1,00,000 for business transactions.
Supports contactless transactions for amounts up to INR 5,000.
Allows issuance of cards to multiple users for business convenience.
Access to a vast global network of ATMs that accept Visa Business Gold Debit Cards.
Features instant card blocking and security management via the AU 0101 app.
Benefits & Features
Reward Type
Not Applicable
Insurance Coverage
Purchase Protection, Personal Accident Cover, Air Travel Insurance
What matters, explained clearly
Introduction
The AU Gold Business Debit Card, issued by AU Bank, is designed for business users, offering a blend of security and convenience. Positioned as a mid-range business offering, its key differentiating benefits include comprehensive insurance coverage such as Purchase Protection, Personal Accident Cover, and Air Travel Insurance. It also provides a high daily purchase limit of INR 1,00,000 and supports contactless transactions up to INR 5,000.
Rewards
- Insurance Coverage:
- Purchase Protection
- Personal Accident Cover
- Air Travel Insurance
- Extensive Offers: The card provides access to extensive offers, though specific details are not provided.
Fees
- For detailed fees and charges associated with the AU Gold Business Debit Card, customers are advised to refer to the applicable Schedule of Charges provided by AU Bank.
Important Product Details
- Daily Purchase Limit: Up to INR 1,00,000.
- Daily Withdrawal Limit: Up to INR 50,000.
- Contactless Transactions: Available for transactions up to INR 5,000.
- Multi-User Access: Enjoy the issuance of cards to multiple users.
- ATM Services: Access a vast global network of ATMs that accept the Visa Business Gold Debit Card.
- Daily Fund Transfer Limit: INR 20,000.
- Instant Blocking: Feature available for secure card and transactions.
- Security Management: Manage card security anytime, anywhere via the AU 0101 app and corporate netbanking.
Other Details
- How to Apply:
- Apply for the Visa Business Gold Debit Card instantly by calling customer care.
- Apply by visiting an AU Bank branch.
- AU 0101 Mobile App Features:
- View balance and transactions.
- Download account statements.
- Request cheque books.
- Customer Support: 24x7 help is available.
- Bank Presence: AU Bank has a national presence with 1042 branches and ATMs.
- Quality Services: Enjoy quality services at competitive rates.
- Branch Experience: Ample touchpoints ensure convenient service without long waits.
- Sustained Growth: The bank is expanding with a balance sheet of over ₹1 lakh crore.
- Legal Disclaimer: Terms and Conditions apply to all card features and services.