AU Small Finance BankAU Visa Business Gold Debit Card – Benefits, Fees & Eligibility
Is the AU Visa Business Gold Debit Card Right for You?
The AU Visa Business Gold Debit Card is best suited for users who prioritize Everyday Use, International Spends, Premium. With an issuance fee of Lifetime Free and an annual maintenance charge of Lifetime Free, this card offers free entry for new applicants.
Key Card Details
Lifetime Free
Lifetime Free
₹50,000 per day
₹1,00,000 per day
Notable Perks
Insurance Coverage
Purchase Protection, Personal Accident Cover, Air Travel Insurance
Account Requirement
Requires a business account with AU Bank.
Things to Consider
Specific fees and charges are not transparently listed.
Lack of explicit reward points or cashback program details.
No mention of lounge access or specific travel benefits beyond insurance.
Benefits & Features
Insurance Coverage
Purchase Protection, Personal Accident Cover, Air Travel Insurance
Daily ATM Withdrawal Limit
₹50,000 per day
Daily POS/Online Spend Limit
₹1,00,000 per day
Account Requirement
Requires a business account with AU Bank.
Fees & Charges
Issuance Fee
Lifetime Free
AMC Fee
Lifetime Free
Pros & Cons
Pros
Key benefits and features of this card.
High daily transaction limits for business needs.
Comprehensive insurance benefits including purchase and travel protection.
Global ATM access and contactless payment convenience.
Robust security features and card management via app.
Designed specifically for business account holders.
Cons
Key drawbacks and limitations of this card.
Specific fees and charges are not transparently listed.
Lack of explicit reward points or cashback program details.
No mention of lounge access or specific travel benefits beyond insurance.
Limited information on 'Extensive Offers' makes benefits unclear.
Product Details
Powered by Visa network.
Supports Tap & Go contactless transactions.
Offers higher daily withdrawal and purchase limits.
Provides access to a vast global network of ATMs.
Includes comprehensive insurance coverage.
Card management via AU 0101 app & corporate netbanking.
Allows access for multiple users.
Benefits & Features
Insurance Coverage
Purchase Protection, Personal Accident Cover, Air Travel Insurance
Daily ATM Withdrawal Limit
₹50,000 per day
Daily POS/Online Spend Limit
₹1,00,000 per day
Account Requirement
Requires a business account with AU Bank.
What matters, explained clearly
Introduction
The AU Gold Business Debit Card, issued by AU Bank, is specifically designed for business account holders, offering a robust suite of features tailored for daily business transactions. It distinguishes itself with high daily purchase and withdrawal limits, comprehensive insurance coverage including purchase protection, personal accident cover, and air travel insurance, alongside the convenience of contactless payments and global ATM access.
Transaction Limits & Usage
- Daily Purchase Limit: INR 1,00,000
- Daily ATM Withdrawal Limit: INR 50,000
- Daily Fund Transfer Limit: INR 20,000
- Contactless Transactions: Up to INR 5,000
- International Usage: Accepted at a vast global network of ATMs.
Fees and Charges
- Specific fees and charges associated with this card are not directly provided on the webpage but are available in the applicable Schedule of Charges.
Rewards & Offers
- Insurance Coverage:
- Purchase Protection
- Personal Accident Cover
- Air Travel Insurance
- The card offers "Extensive Offers," though specific details regarding these offers are not provided on the webpage.
Account & Eligibility Criteria
- How to Apply:
- Call customer care
- Visit an AU Bank branch
- The card is a "Business Debit Card," implying it is linked to a business account.
Important Product Details
- Card Variant: Visa Business Gold Debit Card
- Key Features:
- Higher Withdrawal & Purchase Limits
- Access for multiple users
- Vast global network of ATMs
- Instant Blocking for secure card and transactions
- Security management available anytime, anywhere via AU 0101 app & corporate netbanking
- Tap & Go contactless transactions
- Comprehensive Insurance Coverage (Purchase Protection, Personal Accident Cover, Air Travel Insurance)
Other Details
- Card management features are accessible via the AU 0101 app & corporate netbanking.
- Quick links are provided for setting PIN, reporting fraud, managing the card, token management, and service requests.
- The AU 0101 mobile app allows users to view balance and transactions, download account statements, and request cheque books.
- 24x7 customer support is available.
- All services and benefits are subject to applicable Terms & Conditions.