AU swipe&save Debit Card – Benefits, Fees & Eligibility

Introduction

The AU Swipe&Save Debit Card, issued by AU Bank, is positioned as a versatile debit card offering enhanced daily limits and comprehensive insurance benefits. It aims to provide users with convenience and security through features like higher withdrawal and purchase limits, extensive offers, and various insurance covers, making it a strong contender for everyday banking needs.

Fees

• For fees and charges associated with this card, please refer to the applicable Schedule of Charges available on the bank's website.
• Terms and Conditions apply to all fees and charges.

Rewards

• Insurance Benefits:
  • Air Personal Accident Cover: Get an air accident cover of ₹5 Lacs if the bank is informed within 30 days of such an incident.
  • Personal Accident Cover: Get a personal accident insurance cover of ₹2 Lacs if the bank is informed within 30 days of such an incident.
  • Purchase Protection: Benefits up to ₹25,000 are provided.
  • Card Liability Cover: In case of fraudulent transactions, this cover helps recover losses up to ₹2 Lacs.
• Higher Daily Limits:
  • Daily withdrawal limit up to ₹50,000.
  • Daily purchase limit up to ₹2 Lacs.
  • High daily ATM fund transfer limit of ₹20,000.
• Extensive Offers: Access to 100+ lucrative offers on shopping, online purchases, car services, and various other categories.
• Contactless Transactions: Enjoy Tap & Go contactless transactions of up to ₹5,000.

Card Eligibility Criteria

• How to Apply:
  • Visit your nearest AU Bank branch to apply in person.
  • Call AU Bank customer care at 1800-1200-1200 to apply for a new card.

Card Review

The AU Swipe&Save Debit Card is suitable for individuals seeking a secure and feature-rich debit card for their daily transactions. Its key strengths include significantly higher daily withdrawal and purchase limits, which are beneficial for users with substantial transaction needs. The comprehensive insurance suite, including air accident cover, personal accident cover, purchase protection, and card liability cover, adds a strong layer of security. The extensive offers across various categories provide added value. This card is ideal for those who prioritize security, higher transaction flexibility, and value-added benefits in their debit card.

Important Product Details

• Positive Highlights:
  • Higher daily withdrawal limit of ₹50,000.
  • Higher daily purchase limit of ₹2 Lacs.
  • Air Personal Accident Cover of ₹5 Lacs.
  • Personal Accident Cover of ₹2 Lacs.
  • Purchase Protection up to ₹25,000.
  • Card Liability Cover up to ₹2 Lacs for fraudulent transactions.
  • 100+ offers on shopping, online purchases, and other categories.
  • Contactless Tap & Go transactions up to ₹5,000.
  • High daily ATM fund transfer limit of ₹20,000.
• Negative Highlights:
  • Specific fees and charges are not directly listed and require referring to an external schedule.

Other Details

• Quick Links:
  • Set Your PIN
  • Report fraud
  • Manage card
  • Token Management
  • Service Requests
• Why Bank with AU:
  • National presence with 1042 branches & ATMs.
  • Quality services at competitive rates.
  • Ample touchpoints for convenient customer service.
  • Superfast AU 0101 App for managing and tracking transactions.
  • Sustained growth with a balance sheet of over ₹1 lakh crore.
• AU 0101 Mobile App:
  • Allows investing in SIPs.
  • Enables applying for car loans.
  • Provides video assistance.
  • Used by 30 lakh customers.
• Customer Support:
  • 24x7 help available.
• AU Blogs:
  • Articles like "Pay Bills with Ease Using Your AU Debit Card" and "What is Plastic Money & its Benefits" are available.
• Referral Program:
  • Opportunity to refer accounts to friends and family.
• Legal Disclaimer:
  • All benefits and features are subject to Terms & Conditions.