AU Small Finance BankAU Platinum Business Debit Card – Benefits, Fees & Eligibility
Is the AU Platinum Business Debit Card Right for You?
The AU Platinum Business Debit Card is best suited for users who prioritize Business, Travel, Movies. With a joining fee of Nil and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Vouchers & Discounts as its primary reward mechanism, with a rewards rate of Get 25% off on BookMyShow movies and 5% off on utility bill payments monthly..
Key Card Details
Nil
Nil
Vouchers & Discounts
Notable Perks
Domestic Lounge Access
Enjoy 4 complimentary domestic airport lounge access per year.
Insurance Coverage
Includes purchase protection, personal accident cover, and air travel insurance.
Movie Benefits
Avail 25% off on BookMyShow movie tickets up to ₹250 with a minimum order of ₹299, once per month.
Things to Consider
Lack of transparent fee disclosure, requiring users to consult a separate schedule.
Limited frequency for welcome voucher and monthly movie/utility benefits.
Absence of international lounge access, limiting global travel perks for cardholders.
Benefits & Features
Welcome Offer
Get a brand voucher worth ₹250, redeemable across leading brands, applicable once per year.
Rewards Rate
Get 25% off on BookMyShow movies and 5% off on utility bill payments monthly.
Reward Type
Vouchers & Discounts
Reward Redemption
Brand voucher worth ₹250 is redeemable across leading brands. Offers applied at transaction time.
Domestic Lounge Access
Enjoy 4 complimentary domestic airport lounge access per year.
Insurance Coverage
Includes purchase protection, personal accident cover, and air travel insurance.
Movie Benefits
Avail 25% off on BookMyShow movie tickets up to ₹250 with a minimum order of ₹299, once per month.
Fees & Charges
Joining Fee
Nil
Renewal Fee
Nil
Pros & Cons
Pros
Key benefits and features of this card.
Complimentary domestic airport lounge access, with 4 visits per year.
High daily withdrawal and purchase limits of INR 2,00,000 each.
Monthly savings on BookMyShow movie tickets and utility bill payments.
Comprehensive insurance coverage including purchase protection and air travel.
Multi-user access for businesses with robust security features and app control.
Cons
Key drawbacks and limitations of this card.
Lack of transparent fee disclosure, requiring users to consult a separate schedule.
Limited frequency for welcome voucher and monthly movie/utility benefits.
Absence of international lounge access, limiting global travel perks for cardholders.
Product Details
High daily withdrawal and purchase limits of INR 2,00,000 each.
Contactless payment facility for secure Tap & Pay transactions up to ₹5,000.
Multi-user access for businesses, allowing issuance to multiple employees.
Robust security features including instant blocking via AU 0101 Business App.
Control card usage (contactless, international, domestic) via AU 0101 Business App.
VISA Platinum Business Debit Card, impacted by spend-based criteria.
Benefits & Features
Welcome Offer
Get a brand voucher worth ₹250, redeemable across leading brands, applicable once per year.
Rewards Rate
Get 25% off on BookMyShow movies and 5% off on utility bill payments monthly.
Reward Type
Vouchers & Discounts
Reward Redemption
Brand voucher worth ₹250 is redeemable across leading brands. Offers applied at transaction time.
Domestic Lounge Access
Enjoy 4 complimentary domestic airport lounge access per year.
Insurance Coverage
Includes purchase protection, personal accident cover, and air travel insurance.
Movie Benefits
Avail 25% off on BookMyShow movie tickets up to ₹250 with a minimum order of ₹299, once per month.
What matters, explained clearly
Introduction
The AU Platinum Business Debit Card, issued by AU Small Finance Bank, is a business-focused debit card offering a range of benefits tailored for business users. It provides complimentary domestic airport lounge access, high daily withdrawal and purchase limits of INR 2,00,000 each, and exclusive savings on BookMyShow movie tickets and utility bill payments.
Welcome Benefits
- Get a brand voucher worth ₹250, redeemable across leading brands, applicable once per year per card.
Fees
- Specific fees and charges are not detailed on the webpage; however, information is available via a link to the applicable Schedule of Charges.
- Terms & Conditions apply to rates and charges.
Rewards
- Airport Lounge Access: Enjoy 4 complimentary domestic airport lounge access per year.
- BookMyShow Offer: Avail 25% off on BookMyShow movie tickets up to ₹250 with a minimum order value of ₹299. This offer is valid once per month per card.
- Utility Bill Payments: Get 5% off on Utility Bill Payments up to ₹100 with a minimum order value of ₹500. This offer is valid once per month per card.
- Extensive Offers: Avail of a vast range of offers powered by AU Small Finance Bank.
- Insurance Coverage: Includes purchase protection, personal accident cover, and air travel insurance.
- Overall Savings: An AU Platinum Business Debit Card can save you more than INR 7,000 annually.
Rewards Redemption Guide
- The brand voucher worth ₹250 is redeemable across leading brands.
- BookMyShow and Utility Bill Payment offers are applied at the time of transaction, subject to their respective terms.
Card Review
Overall Verdict
- Who should apply: This card is ideal for business users seeking enhanced transaction limits, travel perks like lounge access, and regular savings on entertainment and bill payments. It caters to businesses that require multi-user access and robust security features for their financial transactions.
- Value: The card offers significant annual savings (over INR 7,000) through its various benefits and provides essential insurance coverage for business-related activities, making it a valuable tool for business operations.
Pros
- Complimentary domestic airport lounge access (4 per year).
- High daily withdrawal and purchase limits of INR 2,00,000 each.
- Specific monthly savings on BookMyShow movie tickets and utility bill payments.
- Comprehensive insurance coverage including purchase protection, personal accident cover, and air travel insurance.
- Multi-user access for businesses.
- Robust security features like instant blocking and control via the AU 0101 Business App.
- Contactless payment facility up to ₹5,000.
Cons
- Specific fees and charges are not transparently listed on the product page, requiring users to refer to a separate schedule.
Important Product Details
- Daily Limits: Enjoy a daily withdrawal limit of INR 2,00,000 and a daily purchase limit of INR 2,00,000.
- Contactless Transactions: Make secure and fast Tap & Pay payments up to ₹5,000 without entering your PIN.
- Multi-User Access: Facilitates the issuance of cards to multiple business users.
- Safety Features: Includes instant blocking and other safety features to prevent card misuse.
- Security & Control: Users can ensure complete control and security of their card by enabling or disabling contactless, international, or domestic use through the AU 0101 Business App, website, or chatbot.
- Spend-Based Criteria: The VISA Platinum Business Debit Card is impacted by spend-based criteria.
Other Details
- How to Apply: Applications can be made through the AU Bank website or by visiting an AU Bank branch.
- Customer Support: 24x7 help is available.
- Quick Links: Access to card activation, making payments, converting to EMI, reporting fraud, managing the card, and service requests.
- AU 0101 Mobile App: Manage and track transactions, invest in SIPs, apply for car loans, and get video assistance.
- General Terms & Conditions apply to all offers and services.