AU Platinum Business Debit Card – Benefits, Fees & Eligibility

Introduction

The AU Platinum Business Debit Card, issued by AU Small Finance Bank, is designed for business users, offering high transaction limits and a suite of benefits tailored for business operations and lifestyle needs. Key differentiating benefits include a high daily withdrawal and purchase limit of INR 2,00,000, complimentary domestic airport lounge access, and exclusive discounts on entertainment and utility bill payments, along with multi-user access for businesses.

Welcome Benefits

• Get a brand voucher worth ₹250, redeemable across leading brands, once per year per card.

Transaction Limits & Usage

• Daily ATM withdrawal limit: INR 2,00,000
• Daily POS/online transaction limit: INR 2,00,000
• Contactless transactions: Up to ₹5,000 without entering your PIN.
• International usage: Can be enabled or disabled through the AU 0101 Business App, website, or chatbot for enhanced security and control.
• Domestic usage: Can be enabled or disabled through the AU 0101 Business App, website, or chatbot.

Fees and Charges

• For specific fees and charges associated with this card, please refer to the applicable Schedule of Charges provided by AU Small Finance Bank.

Rewards & Offers

• Complimentary Domestic Airport Lounge Access: Enjoy 4 complimentary domestic airport lounge accesses per year.
• BookMyShow Offer: Avail 25% off on BookMyShow movie tickets, up to ₹250, with a minimum order value of ₹299. This offer is valid once per month per card.
• Utility Bill Payments Offer: Get 5% off on Utility Bill Payments, up to ₹100, with a minimum order value of ₹500. This offer is valid once per month per card.
• Brand Voucher: Receive a brand voucher worth ₹250, redeemable across leading brands, once per year per card.
• Insurance Coverage: Includes purchase protection, personal accident cover, and air travel insurance.
• Extensive Offers: Access a vast range of additional offers powered by AU Small Finance Bank.

Account & Eligibility Criteria

• This is a business debit card, implying linkage to a business account.
• How to apply:
  • Apply via the AU Bank website.
  • Apply at an AU Bank branch.

Debit Card Review

The AU Platinum Business Debit Card offers significant value, with potential annual savings exceeding INR 7,000. It is ideal for businesses seeking high transaction limits, travel perks like lounge access, and regular savings on entertainment and utility expenses. The multi-user access feature makes it convenient for businesses to manage expenses across multiple employees. While specific fees are not detailed on the webpage, the comprehensive benefits, including insurance and robust security features, make it a strong contender for business banking needs.

Important Product Details

• Card Variant: VISA Platinum Business.
• Positive Highlights:
  • High daily withdrawal and purchase limits of INR 2,00,000 each.
  • 4 complimentary domestic airport lounge accesses annually.
  • Monthly discounts on BookMyShow (25% off up to ₹250) and Utility Bill Payments (5% off up to ₹100).
  • Annual ₹250 brand voucher.
  • Comprehensive insurance coverage including purchase protection, personal accident cover, and air travel insurance.
  • Multi-user access for businesses.
  • Advanced security features allowing control over contactless, international, and domestic usage via the AU 0101 Business App, website, or chatbot.
• Negative Highlights:
  • Specific fees and charges are not directly detailed on the product page, requiring reference to a separate Schedule of Charges.

Other Details

• Security & Control: Users can ensure complete control and security of their card by enabling or disabling contactless, international, or domestic use through the AU 0101 Business App, website, or chatbot.
• Instant Blocking: Features are available to instantly block the card, ensuring protection against card misuse.
• Terms & Conditions: All offers and services are subject to applicable terms and conditions.