AU Small Finance BankAU Gold Debit Card – Benefits, Fees & Eligibility
Is the AU Gold Debit Card Right for You?
The AU Gold Debit Card is best suited for users who prioritize Shopping, Dining, Travel. With a joining fee of Nil and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Not Applicable as its primary reward mechanism.
Key Card Details
Nil
Nil
Not Applicable
Notable Perks
Insurance Coverage
Purchase protection, personal accident cover, and air travel insurance.
Dining Benefits
Benefits on dining.
Things to Consider
Specific fees and charges are not explicitly detailed in the provided information.
Lacks explicit reward points or cashback programs common with credit cards.
No mention of lounge access benefits, which are often sought after by travelers.
Benefits & Features
Welcome Offer
Get a brand voucher worth ₹100, redeemable across leading brands.
Reward Type
Not Applicable
Insurance Coverage
Purchase protection, personal accident cover, and air travel insurance.
Dining Benefits
Benefits on dining.
Travel Benefits
Benefits on travel.
Fees & Charges
Joining Fee
Nil
Renewal Fee
Nil
Pros & Cons
Pros
Key benefits and features of this card.
High daily purchase limit of up to ₹75,000 for flexible spending needs.
Comprehensive insurance coverage including purchase protection and air travel.
Enhanced security with instant card blocking feature for peace of mind.
Convenient contactless transaction capability for quick and easy payments.
Cons
Key drawbacks and limitations of this card.
Specific fees and charges are not explicitly detailed in the provided information.
Lacks explicit reward points or cashback programs common with credit cards.
No mention of lounge access benefits, which are often sought after by travelers.
Product Details
Daily purchase limit of up to ₹75,000.
Daily withdrawal limit of up to ₹25,000.
Contactless transaction limit of up to ₹5,000.
Includes purchase protection, personal accident cover, and air travel insurance.
Instant card blocking feature for enhanced security.
Access to a vast global ATM network.
Daily fund transfer limit of ₹20,000 via ATM.
Welcome brand voucher worth ₹100.
Benefits & Features
Welcome Offer
Get a brand voucher worth ₹100, redeemable across leading brands.
Reward Type
Not Applicable
Insurance Coverage
Purchase protection, personal accident cover, and air travel insurance.
Dining Benefits
Benefits on dining.
Travel Benefits
Benefits on travel.
What matters, explained clearly
Introduction
The AU Gold Debit Card, issued by AU Bank, is a versatile debit card designed for everyday transactions, offering a blend of convenience and security. It stands out with a daily purchase limit of up to ₹75,000, contactless transaction capabilities, and comprehensive insurance coverage including purchase protection, personal accident cover, and air travel insurance.
Welcome Benefits
- Get a brand voucher worth ₹100, redeemable across leading brands.
Fees
- For detailed fees and charges associated with this card, refer to the applicable Schedule of Charges provided by AU Bank.
Rewards
- Daily Limits:
- Daily purchase limit of up to ₹75,000.
- Daily withdrawal limit of up to ₹25,000.
- Daily fund transfer limit of ₹20,000 via ATM services.
- Contactless Transactions:
- Enjoy contactless transactions up to ₹5,000.
- Insurance Coverage:
- Purchase protection.
- Personal accident cover.
- Air travel insurance.
- Extensive Offers:
- Benefits on shopping.
- Benefits on dining.
- Benefits on travel.
- A wide range of other offers.
- ATM Services:
- Access to a vast global network of ATMs.
Important Product Details
- Daily purchase limit of up to ₹75,000.
- Daily withdrawal limit of up to ₹25,000.
- Contactless transaction limit of up to ₹5,000.
- Includes purchase protection, personal accident cover, and air travel insurance.
- Offers on shopping, dining, and travel.
- Instant card blocking feature for security.
- Access to a vast global ATM network.
- Daily fund transfer limit of ₹20,000 via ATM.
- Welcome brand voucher worth ₹100.
Other Details
- Safety Features:
- Instant blocking of the AU Gold Debit Card in case of loss or theft to prevent misuse.
- Application Process:
- Branch Visit: Apply in person at the nearest branch with the aid of a representative for a personalized experience.
- Customer Care: Apply for a new card by calling customer care at 1800-1200-1200.
- AU Bank Services:
- National presence with 1042 branches & ATMs.
- Offers quality services at competitive rates.
- Ample touchpoints ensure convenient service for all customers.
- Superfast AU 0101 App for managing and tracking all transactions.
- Sustained growth with a balance sheet of over ₹1 lakh crore.
- AU 0101 Mobile App Features:
- Invest in SIPs.
- Apply for car loans.
- Get video assistance.
- Customer Support:
- 24x7 help available.
- Referral Program:
- Option to refer this account to friends and family.
- General Information:
- Terms & Conditions apply to fees and charges.
- Quick links are available for setting PIN, reporting fraud, managing card, token management, and service requests.
- Information on product features, statement and payment, lost/stolen/damaged card, and general queries is available.