SBI AURUM Credit Card vs Axis Bank Magnus Credit Card
A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
Rs. 9,999 + GST
Rs. 12,500 + GST
Renewal Fee
Rs. 9,999 + GST
Rs. 12,500 + GST
Spend Based Waiver
Annual membership fee waived off on annual spends of Rs. 12,00,000
Annual fee waived off on an expenditure of Rs. 25 lakhs in the preceding year.
Foreign Transaction Fees
1.99% of the transaction amount
2%
Interest Rate (APR)
3.75% Per Month (45% Per Annum)
3.0% per month (42.58% annually)
Rewards & Benefits
Welcome Bonus
40,000 Reward Points and Complimentary Memberships of Club Marriott, Wall Street Journal, and Mint
Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels
Rewards Rate
4 Reward Points per Rs. 100 spent (reward rate of 1%)
12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
Nil
Travel & Lifestyle
Domestic Lounge Access
4 complimentary domestic lounge access under Visa/MasterCard domestic lounge program
Unlimited Free Domestic Airport Lounge Access
International Lounge Access
Unlimited international airport lounge access with complimentary Dreamfolks lounge program membership
Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass
Travel Benefits
Complimentary Spa Access
Complimentary Airport Lounge Access, and Discounted Stays at Oberoi Hotels
Dining & Movie Benefits
4 movie tickets from BookMyShow every month (max cap of Rs. 250 per ticket)
20% Discount at 4,000+ Restaurants Across India Under the Axis Dining Delights Program
Golf Benefits
16 complimentary golf rounds each year (4 each quarter)
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waived off at all fuel stations across India.
1% fuel surcharge waived off at all fuel stations across India
Security & Other
Insurance Benefits
Travel insurance and air accidental cover is offered
Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh.
Cash Advance Charges
2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500
Nil
Ready to Choose?
Based on your comparison, select the credit card that best matches your spending habits and financial goals.