Question 1

1. What are the key benefits of the YES BANK Prosperity Rewards credit card?

Accepted Answer

The YES BANK Prosperity Rewards credit card offers various benefits such as earning reward points on every purchase, accelerated rewards on dining, travel, and YESCART transactions, fuel surcharge waivers, and access to exclusive discounts and deals across multiple categories.

Question 2

2. How can I redeem my reward points on the YES BANK Prosperity Rewards credit card?

Accepted Answer

You can redeem your reward points through the YESREWARDZ portal for products, Air Miles, hotel and flight bookings, or for vouchers, movies, and recharges.

Question 3

3. Is there a joining fee for the YES BANK Prosperity Rewards credit card?

Accepted Answer

The joining fee for the YES BANK Prosperity Rewards credit card is waived if you spend ₹10,000 within the first 30 days of card issuance.

Question 4

4. What is the annual fee for the YES BANK Prosperity Rewards credit card?

Accepted Answer

The annual fee for the YES BANK Prosperity Rewards credit card is ₹499, plus applicable taxes. This fee is waived if you spend ₹1,00,000 annually.

Question 5

5. How can I earn accelerated reward points with the YES BANK Prosperity Rewards credit card?

Accepted Answer

You can earn 4 reward points per ₹200 spent on dining and travel transactions (capped at 750 points per month). Additional points are also earned on purchases made via YESCART.

Question 6

6. How much are the Air Miles worth on the YES BANK Prosperity Rewards credit card?

Accepted Answer

10 reward points on the YES BANK Prosperity Rewards credit card equal 1 Air Mile, which can be redeemed for either InterMiles or Club Vistara miles.

Question 7

7. What are the eligibility criteria for applying for the YES BANK Prosperity Rewards credit card?

Accepted Answer

For salaried employees, the age must be between 21 to 60 years with a minimum annual income of ₹3,00,000. For self-employed individuals, the age must be between 21 to 70 years with a minimum income of ₹5,00,000 per annum.

YES Prosperity Rewards Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from YES Bank

Comments & Reviews

Share your thoughts