What is the primary benefit of the YES Prosperity Cashback Plus Credit Card?

The YES Prosperity Cashback Plus Credit Card primarily offers cashback benefits on everyday spending, including enhanced rates on specific categories.

What are the joining and renewal fees for the YES Prosperity Cashback Plus Credit Card?

The YES Prosperity Cashback Plus Credit Card has a joining fee and a renewal fee of Rs. 1,499 + GST each.

How does the cashback system work on the YES Prosperity Cashback Plus Credit Card?

The card offers 0.75% cashback on all retail purchases and 5% cashback on movies, groceries, and utility bills.

Are there any welcome benefits with the YES Prosperity Cashback Plus Credit Card?

Yes, cardholders get a Rs. 250 cashback on a minimum spend of Rs. 2,500 within the first 30 days of card receipt.

What are the caps on category-specific cashback for the YES Prosperity Cashback Plus Credit Card?

Cashback on movies and groceries is capped at Rs. 100 per statement cycle for the YES Prosperity Cashback Plus Credit Card.

Does the YES Prosperity Cashback Plus Credit Card offer a fuel surcharge waiver?

Yes, it provides a 1% fuel surcharge waiver on transactions between Rs. 400-5,000, capped at Rs. 125 per month.

What kind of insurance benefits are included with the YES Prosperity Cashback Plus Credit Card?

The YES Prosperity Cashback Plus Credit Card includes a credit shield cover in case of the primary cardholder's accidental death.

How can I redeem cashback earned with the YES Prosperity Cashback Plus Credit Card?

Cashback is automatically credited to your YES Prosperity Cashback Plus Credit Card account and can be used for purchases or against the outstanding balance.

What are the foreign currency markup charges on the YES Prosperity Cashback Plus Credit Card?

The YES Prosperity Cashback Plus Credit Card levies a 3.4% foreign currency markup on all international spends.

What are the eligibility criteria to apply for the YES Prosperity Cashback Plus Credit Card?

Applicants must be 21-60 years old, salaried with Rs. 35,000+ monthly income, or self-employed with Rs. 5 lakhs+ ITR.

YES Bank

YES Prosperity Cashback Plus Credit Card

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Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get a cashback of Rs. 250 on a minimum spend of Rs. 2,500 within the first 30 days after receiving your card.

Rewards Rate

0.75% cashback on all retail purchases. 5% cashback on movies, groceries, and utility bills.

Reward Type

Cashback

Reward Redemption

Cashback is automatically credited to your account and can be used for purchases or against outstanding balance.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Credit shield cover in case of accidental death of the primary cardholder.

Movie

5% cashback on movie ticket bookings, capped at Rs. 100 per statement cycle for transactions ≥ Rs. 100.

Dining

Avail exciting offers on dining through Yes Privileges.

Travel Benefits

Avail exciting offers on travel through Yes Privileges.

What matters, explained clearly

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Frequently Asked Questions

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