Is the YES PROSPERITY Business Credit Card still active and available?

Yes, the YES PROSPERITY Business Credit Card is currently active and designed for businesses seeking comprehensive benefits.

What is the joining fee for the YES PROSPERITY Business Credit Card?

The joining fee for the YES PROSPERITY Business Credit Card is ₹499 + GST.

How can I get the joining fee waived for the YES PROSPERITY Business Credit Card?

To get the joining fee waived for this card, spend ₹10,000 within the first 30 days from card activation.

What are the main reward categories for the YES PROSPERITY Business Credit Card?

Earn 8 Reward Points per ₹200 on Air, Hotel, Dining, Travel, and Rented Vehicles with the YES PROSPERITY Business Credit Card.

Does the YES PROSPERITY Business Credit Card offer airport lounge access?

Yes, the YES PROSPERITY Business Credit Card provides 1 complimentary domestic lounge access per quarter based on spend.

What is the foreign currency markup on the YES PROSPERITY Business Credit Card?

The YES PROSPERITY Business Credit Card has a competitive foreign currency markup of 2.5% of the transaction amount, plus applicable taxes.

Are there any milestone benefits with the YES PROSPERITY Business Credit Card?

Yes, earn 10,000 Reward Points on achieving annual spends of ₹6 Lakh or more in each anniversary year with this card.

What insurance benefits does the YES PROSPERITY Business Credit Card offer?

The YES PROSPERITY Business Credit Card includes Air Accident (₹1 Cr), Medical Emergency abroad (₹25 L), and Credit Shield (₹8 L) covers.

How can I redeem reward points earned with my YES PROSPERITY Business Credit Card?

Reward Points from the YES PROSPERITY Business Credit Card can be redeemed via the YesRewardz portal for flights, hotels, movie tickets, and products.

Is there a fuel surcharge waiver available on the YES PROSPERITY Business Credit Card?

Yes, get a 1% fuel surcharge waiver on transactions from ₹400 to ₹5,000, capped at ₹500 per statement cycle with this card.

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YES PROSPERITY Business Credit Card

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Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Joining fee waived on spending ₹10,000 within 30 days of card activation.

Rewards Rate

Up to 8 Reward Points per ₹200 on select categories, 2-4 points on others.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points via YesRewardz portal for flights, hotels, movie tickets, and products.

Domestic Lounge Access

1 complimentary Domestic Lounge access per quarter, unlocked by spending ₹50,000 in previous quarter.

International Lounge Access

Not Applicable

Premium Benefits

1 complimentary golf lesson each month and green fee waiver through TeePass India Golf Program.

Insurance Coverage

Covers Air Accident (₹1 Cr), Medical Emergency abroad (₹25 L), and Credit Shield (₹8 L).

Movie

Not Applicable

Dining

8 Reward Points for every ₹200 spent on Dining.

Travel Benefits

Earn 8 Reward Points per ₹200 on travel, hotel, and air bookings. Includes domestic lounge access.

What matters, explained clearly

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Frequently Asked Questions

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