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YES First Preferred Credit Card

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YES First Preferred Credit Card
Last updated: 22 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 10,000 RPs on first transaction within 90 days & 1000 RPs on YES PayNow registration.

Rewards Rate

Earn 4 RPs per Rs. 200 on utilities, 8 RPs on retail, and 16 RPs on travel & dining (capped).

Reward Type

Reward Points

Reward Redemption

Redeem RPs for flights, hotels (1 RP=Re. 0.25), products/vouchers (1 RP=Re. 0.10) or bill adjustment.

Domestic Lounge Access

2 complimentary domestic lounge accesses per calendar quarter via MasterCard lounge program.

International Lounge Access

4 complimentary international lounge accesses every year through Priority Pass membership.

Premium Benefits

4 complimentary green fee rounds annually & 1 complimentary golf lesson per month.

Insurance Coverage

Life insurance up to Rs. 1 Cr, medical insurance up to Rs. 25 L (overseas travel), credit shield.

Movie

Enjoy a 25% discount on movie bookings through BookMyShow.

Dining

Earn 16 RPs per Rs. 200 spent on dining (capped at 3,000 per month for travel and dining).

Travel Benefits

4 complimentary international & 2 domestic lounge accesses per quarter, 16 RPs/Rs. 200 spent.

What matters, explained clearly

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Frequently Asked Questions

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