Utkarsh Small Finance Bank
Last updated: 8 November 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
No Joining Fee. No Annual Fee for the 1st year.
Rewards Rate
Earn a flat 1.25% cashback on all eligible transactions.
Reward Type
Cashback
Reward Redemption
The cashback earned is automatically adjusted against your next billing statement.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Not Applicable
What matters, explained clearly
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Frequently Asked Questions
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