What are the welcome benefits for the Titan SBI Credit Card?

Upon payment of the annual fees for the Titan SBI Credit Card, cardholders receive 12,000 Reward Points, which are valued at ₹3,000. These points can be redeemed against Titan Vouchers.

What is the annual fee for the Titan SBI Credit Card?

The annual fee for the Titan SBI Credit Card is ₹2,999 plus applicable GST/Taxes. The renewal fee is also ₹2,999 + GST/Taxes per annum.

How can I earn rewards with the Titan SBI Credit Card?

The Titan SBI Credit Card offers up to 7.5% cashback on select Titan brands and 6 Reward Points for every ₹100 spent on non-Titan and UPI transactions. Each Reward Point is worth ₹0.25.

Does the Titan SBI Credit Card offer airport lounge access?

Yes, the Titan SBI Credit Card provides 8 complimentary domestic airport lounge accesses and 4 complimentary international airport lounge accesses annually, including Priority Pass Membership.

Are there any milestone benefits with the Titan SBI Credit Card?

Yes, cardholders can get an annual fee reversal on ₹3 Lacs annual spends. Additional Gift Vouchers worth ₹5,000 on ₹5 Lacs annual spends and ₹10,000 on ₹10 Lacs annual spends are also offered.

What is the foreign currency markup on the Titan SBI Credit Card?

The foreign currency markup for the Titan SBI Credit Card is 3.5% of the transaction amount, applicable on all international spends.

Can I get an add-on card for the Titan SBI Credit Card?

Yes, you can apply for add-on cards for your spouse, children, parents, and siblings who are over 18 years of age with the Titan SBI Credit Card.

Is there an annual fee waiver for the Titan SBI Credit Card?

Yes, the annual fee for the Titan SBI Credit Card can be reversed if your annual spends reach ₹3 Lacs, preconditioned on the fee being levied during the renewal cycle.

What are the interest rates for the Titan SBI Credit Card?

The Titan SBI Credit Card has an interest rate of 3.75% per month, which translates to 45% per annum on outstanding balances.

How are rewards redeemed and credited on the Titan SBI Credit Card?

Reward Points on the Titan SBI Credit Card can be redeemed against Titan Vouchers (1 RP = ₹0.25). Cashback and value-back amounts are auto-credited to the cardholder's account within 5 working days of the next statement generation.

State Bank of India

Titan SBI Credit Card

ShoppingTravelPremium

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 12,000 Reward Points (worth ₹3,000) upon payment of annual fees.

Rewards Rate

Up to 7.5% cashback on Titan brands; 6 RP per ₹100 on other spends (excl. Fuel, Wallet, Rental, Utilities).

Reward Type

Reward Points & Cashback

Reward Redemption

Redeem Reward Points for Titan Vouchers (1 RP = ₹0.25). Cashback/value-back auto-credited.

Domestic Lounge Access

8 complimentary access passes in a year, capped at 2 access per quarter.

International Lounge Access

4 complimentary access passes per year; Priority Pass Membership included for 2 years.

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Complimentary domestic & international airport lounge access; Priority Pass Membership included.

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Frequently Asked Questions

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