What is the Times Black ICICI Bank Credit Card?

The Times Black ICICI Bank Credit Card is a premium metal card designed for Ultra-High Net Worth Individuals, offering exclusive luxury benefits.

What are the joining and annual fees for the Times Black ICICI Bank Credit Card?

The Times Black ICICI Bank Credit Card has a joining fee and an annual fee of ₹20,000 + GST each.

How can I get the annual fee waiver for the Times Black ICICI Bank Credit Card?

The annual fee for the Times Black ICICI Bank Credit Card can be waived from the second year onwards on spends over ₹25 lakh in the previous year.

Does the Times Black ICICI Bank Credit Card offer complimentary lounge access?

Yes, the Times Black ICICI Bank Credit Card provides unlimited complimentary access to both domestic and international airport lounges.

What are the reward rates on the Times Black ICICI Bank Credit Card?

The Times Black ICICI Bank Credit Card offers 2.5% reward points on international spends and 2% on domestic spends.

What welcome benefits does the Times Black ICICI Bank Credit Card offer?

Welcome benefits include luxury stay gift cards, travel visa benefits, Zomato Gold membership, and lifestyle gift cards with the Times Black card.

What is the foreign currency markup on the Times Black ICICI Bank Credit Card?

The Times Black ICICI Bank Credit Card has a competitive foreign currency markup of 1.49% on international transactions.

Are there any charges for cash advance withdrawals on the Times Black ICICI Bank Credit Card?

No, there are no cash advance charges for ATM withdrawals with the Times Black ICICI Bank Credit Card.

Who is eligible to apply for the Times Black ICICI Bank Credit Card?

Indian citizens over 21 years with a monthly income of ₹2 lakh (salaried) or annual income of ₹24 lakh (self-employed) are eligible for the Times Black Credit Card.

What insurance benefits are included with the Times Black ICICI Bank Credit Card?

The Times Black ICICI Bank Credit Card offers comprehensive insurance, including Personal Accident (₹3 Cr), Purchase Protection (₹1.4 L), and Credit Shield.

ICICI Bank

Times Black ICICI Bank Credit Card

TravelInternational SpendsDining

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Luxury Stay (₹10k/₹12k), Travel Visa (₹10k), Quorum Club, Zomato Gold, Lifestyle Gift Cards.

Rewards Rate

2.5% on Int. Spends, 2% on Dom. Spends. Capped on utilities/insurance/education/govt payments.

Reward Type

Reward Points

Reward Redemption

Redeem for products/vouchers (up to ₹1/point) or statement (₹0.40/point). Also for air miles.

Domestic Lounge Access

Unlimited complimentary lounge access at domestic airports across India.

International Lounge Access

Unlimited complimentary lounge access with Priority Pass (1,400+ lounges globally).

Premium Benefits

Not Applicable

Insurance Coverage

Personal Accident (₹3 Cr), Purchase Protection (₹1.4 L), Credit Shield (₹1 L), travel covers.

Movie

Not Applicable

Dining

Zomato Gold, Culinary Treats Programme, 20% discount at select premium restaurants.

Travel Benefits

Unlimited lounge access (dom/int), low forex, luxury airport transfers, visa benefits, Avis discounts.

What matters, explained clearly

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Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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