What are the key benefits of the Shaurya SBI Credit Card?

The Shaurya SBI Credit Card offers 5X reward points on CSD, dining, movies, and groceries, a welcome bonus of 1,000 points, and a complimentary Rs. 2 Lakh personal accidental insurance.

Who is eligible to apply for the Shaurya SBI Credit Card?

The Shaurya SBI Credit Card is exclusively for Indian Defense Personnel, aged 18 or above, with a stable income and decent credit history.

What is the joining fee for the Shaurya SBI Credit Card?

The Shaurya SBI Credit Card has a joining fee of Rs. 250 + GST, which is effectively reimbursed by the welcome bonus.

Can I get an annual fee waiver on my Shaurya SBI Credit Card?

Yes, the renewal fee for the Shaurya SBI Credit Card is waived if your annual spends exceed Rs. 50,000 in the previous year.

How do Shaurya SBI Credit Card reward points work?

Earn 5X points on specific categories and 1 point on others. 4 reward points are equivalent to Re. 1, redeemable for balance payment or catalogue items.

What is the foreign currency markup on the Shaurya SBI Credit Card?

The foreign currency markup on the Shaurya SBI Credit Card is 3.5% on all international transactions.

What are the charges for cash advance on the Shaurya SBI Credit Card?

Cash advance charges on the Shaurya SBI Credit Card are 2.5% of the withdrawn amount or Rs. 500, whichever is higher.

How can I redeem reward points earned on my Shaurya SBI Credit Card?

You can redeem Shaurya SBI Credit Card reward points to pay outstanding balances or choose from products and vouchers in the SBI Rewards Catalogue, with a fee of Rs. 99 + GST.

Is there a fuel surcharge waiver with the Shaurya SBI Credit Card?

Yes, the Shaurya SBI Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 500-3,000, capped monthly.

State Bank of India

SBI Shaurya Credit Card

Q: Does the Shaurya SBI Credit Card offer any insurance benefits?

Yes, cardholders receive a complimentary Personal Accidental Insurance Cover of Rs. 2 Lakh with the Shaurya SBI Credit Card.

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Last updated: 26 October 2025

Benefits & Features

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Welcome Offer

Get 1,000 Reward Points (equivalent to Rs. 250) on payment of first-year annual fee.

Rewards Rate

Earn 5X RP on CSD, Dining, Movies, Dept. Stores & Groceries; 1 RP on other spends per Rs. 100.

Reward Type

Reward Points

Reward Redemption

Redeem points for card's outstanding balance or products/vouchers from SBI Catalogue. 4 RP = Re. 1.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary Personal Accidental Insurance Cover of Rs. 2 Lakh.

Movie

Earn 5X Reward Points on movie ticket purchases.

Dining

Earn 5X Reward Points on all dining expenses.

Travel Benefits

Not Applicable

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