Question 1

1. What is the annual fee of the SBI Shaurya Credit Card?

Accepted Answer

The annual fee of the SBI Shaurya Credit Card is Rs. 250. However, it can be waived off if you spend Rs. 50,000 or more in the previous year.

Question 2

2. Can I redeem my reward points against the statement balance on the SBI Shaurya Credit Card?

Accepted Answer

Yes, you can redeem your earned Reward Points to pay your card's outstanding balance. 1 Reward Point = Rs. 0.25.

Question 3

3. What is the cash advance fee on the SBI Shaurya Credit Card?

Accepted Answer

The cash advance fee is 2.5% of the withdrawn amount, with a minimum fee of Rs. 500.

Question 4

4. Does the SBI Shaurya Credit Card offer a fuel surcharge waiver?

Accepted Answer

Yes, the SBI Shaurya Credit Card provides a 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000. The maximum waiver per month is capped at Rs. 250.

Question 5

5. What are the reward points earning categories on the SBI Shaurya Credit Card?

Accepted Answer

The SBI Shaurya Credit Card earns 5 Reward Points for every Rs. 100 spent on dining, groceries, movies, and departmental stores. For other spends, you earn 1 Reward Point for every Rs. 100 spent.

Question 6

6. What is the welcome benefit for the SBI Shaurya Credit Card?

Accepted Answer

The SBI Shaurya Credit Card offers 1,000 bonus Reward Points upon payment of the joining fee. These points are credited within 15 days.

Question 7

7. How much does it cost to redeem Reward Points on the SBI Shaurya Credit Card?

Accepted Answer

Each redemption request on the SBI Shaurya Credit Card comes with a fee of Rs. 99 + GST.

SBI Shaurya Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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