What are the welcome benefits of the SBI Card MILES PRIME?

The SBI Card MILES PRIME offers 3,000 Travel Credits as a welcome gift, credited upon spending ₹60,000 within 60 days of card issuance and payment of the joining fee.

How can I earn Travel Credits with my SBI Card MILES PRIME?

With the SBI Card MILES PRIME, you earn 4 Travel Credits for every ₹200 spent on travel and 2 Travel Credits for every ₹200 on all other eligible spends.

What are the annual fees for the SBI Card MILES PRIME?

The SBI Card MILES PRIME has a joining fee and an annual renewal fee of ₹2,999 + Taxes/GST each.

Does the SBI Card MILES PRIME offer complimentary lounge access?

Yes, the SBI Card MILES PRIME provides 8 complimentary domestic lounge visits annually and 4 international lounge visits with a complimentary Priority Pass membership.

How can I redeem Travel Credits earned on my SBI Card MILES PRIME?

Travel Credits from your SBI Card MILES PRIME can be converted into air miles, hotel points, or used for travel bookings and other catalogue products.

What travel insurance benefits does the SBI Card MILES PRIME provide?

The SBI Card MILES PRIME includes Air Accident Cover, flight cancellation protection, lost card liability, and coverage for lost/delayed/damaged baggage.

Is there a foreign currency markup on the SBI Card MILES PRIME?

Yes, the SBI Card MILES PRIME has a low foreign currency markup charge of 2.50% on international transactions.

Can I get a waiver on the annual fee for my SBI Card MILES PRIME?

Yes, the annual fee for the SBI Card MILES PRIME can be reversed on achieving annual spends of ₹10 Lakh in a membership year.

What is the interest rate applicable on the SBI Card MILES PRIME?

The SBI Card MILES PRIME applies an interest rate of 3.75% per month, which amounts to 45% per annum.

Are there any fuel surcharge waivers on the SBI Card MILES PRIME?

Yes, the SBI Card MILES PRIME offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹250 per month.

State Bank of India

SBI Card MILES PRIME

TravelInternational Spends

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive 3,000 Travel Credits on spending ₹60,000 within 60 days and joining fee payment.

Rewards Rate

Earn 4 Travel Credits per ₹200 on travel, 2 Travel Credits per ₹200 on other spends.

Reward Type

Reward Points

Reward Redemption

Redeem Travel Credits for air miles, hotel points, travel bookings, or catalogue products.

Domestic Lounge Access

8 complimentary visits annually (max 2 per quarter) + up to 12 additional visits on spend.

International Lounge Access

Complimentary Priority Pass for 2 years, 4 visits annually abroad (max 2 per quarter).

Premium Benefits

Not Applicable

Insurance Coverage

Air Accident (₹1 Cr), Flight Cancellations (₹3.5K x 6), Lost Card (₹1 Lakh), Baggage cover.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Offers enhanced travel experience, global acceptance, and comprehensive travel benefits.

What matters, explained clearly

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Frequently Asked Questions

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