What are the joining and renewal fees for the SBI Card MILES?

The SBI Card MILES has a joining fee and an annual renewal fee of ₹1,499 plus GST/Taxes each.

How do I earn Travel Credits with the SBI Card MILES?

With SBI Card MILES, you earn 2 Travel Credits for every ₹200 spent on travel and 1 Travel Credit for every ₹200 on all other expenditures.

Does the SBI Card MILES provide lounge access?

Yes, the SBI Card MILES offers 4 complimentary domestic airport lounge visits annually and a complimentary Priority Pass membership for international lounge access (visits chargeable).

What are the foreign currency markup charges on the SBI Card MILES?

The SBI Card MILES applies a foreign currency markup of 3.00% on all international transactions.

How can I redeem Travel Credits earned on my SBI Card MILES?

Travel Credits from the SBI Card MILES can be redeemed for air miles, hotel points, travel bookings, or products from the Shop & Smile catalogue.

Is there a fee waiver for the SBI Card MILES?

Yes, the annual fee for the SBI Card MILES can be reversed if your annual spends reach ₹6 Lakh in a membership year.

Are there any categories excluded from earning Travel Credits on the SBI Card MILES?

Yes, Travel Credits are not accrued on spends like Fuel, EMI transactions, Wallet Uploads, Property Rental, Utilities, and Insurance.

What are the milestone benefits for the SBI Card MILES?

The SBI Card MILES offers 5,000 bonus Travel Credits on ₹5 Lakh annual spend and additional domestic lounge visits for every ₹1 Lakh spent.

What are the key drawbacks of the SBI Card MILES?

The SBI Card MILES lacks specific benefits for movies and dining, and international lounge visits are chargeable despite the complimentary Priority Pass membership.

State Bank of India

SBI Card MILES

Q: What welcome benefits does the SBI Card MILES offer?

As a welcome benefit, the SBI Card MILES offers 1,500 Travel Credits upon spending ₹30,000 within 60 days of issuance and paying the joining fee.

TravelInternational Spends

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

1,500 Travel Credits upon spending ₹30,000 within 60 days of issuance and joining fee payment.

Rewards Rate

Earn 2 Travel Credits for every ₹200 on travel, 1 Travel Credit for every ₹200 on other spends.

Reward Type

Travel Credits

Reward Redemption

Convert Travel Credits to Air Miles, Hotel Points, Travel Bookings, or various Catalogue Products.

Domestic Lounge Access

4 complimentary Domestic Airport Lounge visits annually (max 2/quarter). Earn more based on spends.

International Lounge Access

Complimentary Priority Pass membership for 2 years. Access 1000+ lounges, visits chargeable at $27+taxes.

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Exclusive travel privileges, use Travel Credits for flights/hotels, discounts & booking assistance.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

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