RBL World Safari Credit Card – Benefits, Fees & Eligibility

RBL World Safari Credit Card

Introduction

The RBL World Safari Credit Card is a premier travel-centric offering from RBL Bank, designed primarily for millennials and frequent travelers. It stands out with a significant benefit of 0% markup fee on all foreign transactions, making it an excellent choice for international usage. Cardholders receive a welcome gift of a MakeMyTrip voucher worth ₹3,000 upon joining and have the opportunity to earn a high reward rate of up to 5 Travel Points on every ₹100 spent on travel. The card also provides complimentary access to both domestic and international airport lounges, along with opportunities to enjoy golf sessions and comprehensive travel insurance. Achieving annual milestone spends can further unlock up to 25,000 bonus travel points and additional gift vouchers worth ₹10,000.

Welcome Benefits

• Receive a MakeMyTrip voucher worth ₹3,000 as a welcome gift.
• The voucher is provided to the cardholder via SMS or e-mail to the registered contact details after the payment of the membership fee.
• To avail this offer, the card must be used at least once within 30 days of card issuance.
• The MakeMyTrip gift voucher is valid for a period of 12 months from the date of activation.

Fees

• Joining Fee: ₹3,000 + GST
• Renewal Fee: ₹3,000 + GST
• Spend-Based Waiver: Nil
• Rewards Redemption Fee: ₹99 + GST
• Foreign Currency Markup: Nil
• Interest Rates: 3.99% per month (47.88% per annum)
• Fuel Surcharge: A 1% fuel surcharge waiver is applicable at all fuel stations across India.
  • This waiver is valid for all fuel transactions between ₹500 and ₹4,000.
  • It is subject to a maximum waiver of ₹250 per month.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum charge of ₹500.
• Priority Pass Charges:
  • Every lounge visit using Priority Pass, beyond the complimentary visits, will be chargeable at USD 35 per person per visit.
  • An entry charge of USD 27 for Priority Pass membership is required to get international lounge access.

Rewards

• Rewards Rate
  • Earn 5 Travel Points on every ₹100 spent on travel categories.
  • Earn 2 Travel Points on every ₹100 spent on all other eligible categories.
  • No Travel Points are provided for international spends.
  • No Travel Points shall be awarded for fuel, insurance, utilities, railways, education, wallet reload, rent, and government transactions.
• Milestone Rewards
  • Earn 10,000 bonus travel points when you spend ₹2.5 lakhs or more in an anniversary year.
  • Earn an additional 15,000 travel points (total 25,000) on spending ₹5 lakhs or more in an anniversary year.
  • Receive a gift voucher worth ₹10,000 from Amazon/Taj Experience/Croma/Myntra/MakeMyTrip on achieving an annual spend of ₹7.5 lakhs.
• Movies & Dining: N/A
• Travel Benefits
  • Benefit from Zero Foreign Currency Markup Charges on all international spends.
• Domestic Lounge Access
  • Receive 2 complimentary domestic lounge access visits every quarter (total 8 per year).
  • This benefit is contingent on spending ₹35,000 or more in the previous quarter.
• International Lounge Access
  • Receive two free international lounge visits each calendar year via Priority Pass.
  • Benefit from complimentary membership to the Priority Pass program.
  • Avail 1 extra international lounge access every quarter by spending ₹50,000 or more in the previous quarter.
• Golf Benefits
  • Receive 4 complimentary rounds of Green Fee in a year.
  • Receive one complimentary golf lesson each month (available only for the Mastercard Variant), totaling 4 complimentary golf lessons per year.
  • Get a 50% discount on green fees after the complimentary visits.
  • To book a game, please call the MasterCard World Card Golf helpline at 1800 102 6263. An advance notice of seven days is required for booking.
• Insurance Benefits
  • A travel insurance cover worth up to USD 50,000 is provided to individuals on their international travels. This includes travel to all foreign countries (USA and Canada included, excluding the country of residence).
  • The travel insurance covers the following categories:
    • Emergency Medical Expenses: USD 50,000
    • Flight Delay: USD 250
    • Lost Baggage: USD 200
    • Lost Passport: USD 300
    • Personal Liability: USD 10,000
  • The age requirement for the insurance cover is between 18 to 75 years.
  • You are entitled to receive complimentary international travel insurance for 1 year, stated to be worth over ₹7,000.

Rewards Redemption Guide

• The Travel Points you earn can be redeemed against various categories and products, including flight/hotel bookings, shopping, and gift vouchers.
• Points can be redeemed at the RBL rewards website.
• The value of 1 Travel Point is equivalent to ₹0.25.

Card Eligibility Criteria

• The applicant’s age should be above 21 years.
• The applicant should have a stable source of income, meaning they should either be salaried or self-employed.
• The applicant should have a decent credit score.

Card Review

The RBL World Safari Credit Card is positioned as a premium offering designed to enhance travel experiences by RBL Bank. Its most compelling feature is the zero foreign exchange markup fee, which provides significant savings on international transactions. For instance, a 100 international purchase would cost exactly 100 with this card, as opposed to approximately $104 with a card that levies a 3.5% forex markup fee. This makes it an ideal companion for frequent international travelers.

Beyond the forex savings, the card comes with robust travel benefits, including complimentary access to both domestic and international airport lounges. The reward structure offers accelerated earnings on travel spends, allowing cardholders to accumulate up to 25,000 bonus travel points annually through specific spending milestones. Additionally, reaching higher annual spending targets can unlock an extra gift voucher worth ₹10,000.

However, a notable point for consideration is that while it offers zero forex markup, it does not provide reward points for international spends. This implies that its primary value for international transactions lies in cost savings rather than accumulating rewards. Despite this, for individuals who prioritize cost-effective foreign currency transactions and comprehensive travel perks like lounge access, golf benefits, and travel insurance, the RBL World Safari Credit Card stands out as a strong choice. It is best suited for individuals with substantial travel needs, particularly those who frequently travel internationally.

Important Product Details

• Receive a welcome gift voucher worth ₹3,000 from MakeMyTrip.
• Earn up to 5 travel points on every spend of ₹100.
• Opportunity to earn up to 25,000 bonus travel points every year on achieving milestone spends.
• Get an additional Taj Experience Gift Card worth ₹10,000 on annual spending of ₹7.5 lakhs.
• Enjoy complimentary domestic and international lounge access.
• Receive complimentary membership to the Priority Pass program.
• Access complimentary golf sessions at selected golf courses across the country.
• Benefit from no foreign currency markup fee.
• Receive a 1% fuel surcharge waiver.

Other Details

• The card is categorized under the Reward Points type.
• The Priority Pass card is provided along with the credit card. It has a validity of one year and is renewed annually as long as the World Safari Credit Card remains active.