Cookies Credit Card

Introduction

With Cookies Credit Card, enjoy a range of benefits including an INR 1,000 voucher from a host of brands, 10% value back on spends, and 5x rewards on all online purchases. This card is designed to enhance your everyday spending with significant savings and accelerated rewards.

Welcome Benefits

• Get an INR 1,000 Voucher from a host of popular brands.

Rewards

• Enjoy 10% Value Back on your purchases.
• Avail 5x Rewards on all online purchases.

Important Product Details

• Receive an INR 1,000 Voucher from a selection of brands.
• Benefit from 10% Value Back on your spends.
• Earn 5x Rewards on all online purchases.

Other Details

• Terms and Conditions Apply.

RBL Bank Titanium Delight Card

Introduction

The RBL Bank Titanium Delight Card is a foundational credit card designed by RBL Bank to help customers maximize savings on their expenditures. Positioned as a more accessible version of the RBL Platinum Delight Credit Card, it offers a welcome benefit of up to 3,000 bonus reward points for a joining fee of Rs. 750. Beyond standard rewards, the card features special mid-week delights, providing 5% value back on groceries, 10% value back on Domino’s/Pizza Hut, and a Buy 1 Get 1 Free offer on movies every Wednesday. Cardholders can also earn an additional 4,000 bonus reward points upon achieving specified milestone spends. Furthermore, the annual fee can be waived based on spending, and a 1% fuel surcharge waiver is available at all fuel stations.

Welcome Benefits

• Earn up to 3,000 bonus Reward Points as welcome benefits.
  • Receive 2,000 bonus reward points upon making the first transaction after paying the joining fee.
  • Get an additional 1,000 bonus reward points if transactions exceed Rs. 10,000 within the first 60 days of card issuance.

Fees

• Joining Fee: Rs. 750 + GST.
• Renewal Fee: Rs. 750 + GST.
• Spend-Based Waiver: The renewal fee of Rs. 750 will be waived off if you spend Rs. 1 lakh or more in the previous year (or in an anniversary year).
• Rewards Redemption Fee: Rs. 99 + GST.
• Foreign Currency Markup: 3.50% on all foreign currency spends.
• Interest Rates: 3.5% per month on the overdue amount.
• Fuel Surcharge: 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 4,000 at all fuel stations in India. This waiver is capped at Rs. 100 per month.
• Cash Advance Charges: 2.5% of the withdrawn amount or Rs. 500, whichever is higher.

Rewards

• Best Suited For: Shopping.
• Reward Type: N/A (based on card details).
• General Rewards Rate: For every Rs. 100 spent on all other transactions, you will get 1 Reward Point.
• Mid-week Delights (Wednesdays):
  • Groceries: Earn 20 Reward Points for every Rs. 100 spent on groceries, which translates to 5% value back.
  • Domino's/Pizza Hut: Earn 40 Reward Points for every Rs. 100 spent at Domino's/Pizza Hut, which translates to 10% value back.
  • Movies: Avail a Buy 1 Get 1 Free offer on movie tickets purchased from BookMyShow. This offer can be used once a month, with the maximum price of the free ticket capped at Rs. 200.
• Milestone Benefits: Earn 4,000 bonus Reward Points every year on achieving an annual spend of Rs. 1.2 lakhs in an anniversary year.
• Fuel: Receive a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at any fuel station in India, with a monthly cap of Rs. 100.
• Travel: No specific travel benefits are provided on this card.
• Domestic Lounge: Not applicable.
• International Lounge: Not applicable.
• Golf: Not applicable.
• Insurance Benefits: Not applicable.

Rewards Redemption Guide

• Redeem your accumulated reward points against selected flights, hotel bookings, mobile recharges, high-end gadgets, accessories, and gift vouchers through RBL Rewards.
• The monetary value for redemption is 1 Reward Point = Re. 0.25.

Card Eligibility Criteria

• The applicant should be a minimum of 21 years of age.
• The card is available for both salaried and self-employed individuals.
• The applicant must possess a decent credit score.

Documents Required

• Identity Proof: Any one of the following: Aadhaar Card, Driving License, PAN Card, Passport, Voter’s ID.
• Address Proof: Any one of the following: Aadhaar Card, Latest months’ utility bills, Passport, Ration Card.
• Income Proof: Latest salary slips/bank statements, or latest audited ITR.

Card Review

The RBL Bank Titanium Delight Card stands out as a highly rewarding option, with potential annual benefits estimated at Rs. 7,500. It is particularly beneficial for individuals who frequently spend on groceries and fast food, offering accelerated reward points on these categories, especially on Wednesdays. Cardholders can easily redeem their accumulated reward points for various services like mobile recharge, gift vouchers, and flight bookings. Additionally, the card provides a fuel surcharge waiver of up to Rs. 100 per month on fuel purchases ranging from Rs. 500 to Rs. 4,000. For entertainment, it includes a valuable 1+1 movie ticket offer (or a discount of Rs. 200) from BookMyShow every Wednesday. This card is highly recommended for cardmembers looking for generous returns on their everyday and specific mid-week spending.

Important Product Details

• Welcome benefits of up to 3,000 reward points.
• Earn 1 Reward Point for every Rs. 100 spent on general transactions.
• Receive 5% value back (equivalent to 20 Reward Points for every Rs. 100 spent) on grocery purchases on Wednesdays.
• Enjoy a Buy 1 Get 1 Free offer on BookMyShow movie tickets on Wednesdays, capped at Rs. 200 per free ticket, once a month.
• Earn up to 4,000 bonus reward points annually on achieving an annual spend of Rs. 1.2 lakhs.
• Benefit from 10% value back (equivalent to 40 Reward Points for every Rs. 100 spent) on Domino's/Pizza Hut purchases on Wednesdays.
• Annual fee waiver available on spending Rs. 1 Lakh or more in a year.
• 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, with a monthly cap of Rs. 100.
• Joining Fee: Rs. 750 + GST.
• Renewal Fee: Rs. 750 + GST.
• Rewards Redemption Fee: Rs. 99 + GST.
• Foreign Currency Markup: 3.50%.
• Interest Rates: 3.5% per month.
• Cash Advance Charges: 2.5% of the withdrawn amount or Rs. 500, whichever is higher.
• No travel benefits, domestic/international lounge access, golf benefits, or insurance benefits.

Other Details

• How To Apply For RBL Titanium Delight Credit Card:
  • Online Mode: Click on "Apply Now" (on the bank's website) and proceed by filling in all the required details.
  • Offline Mode: Visit the nearest bank branch with your documents and complete the physical application form.