RBL BankIs the RBL Bank Platinum Maxima Credit Card Right for You?
The RBL Bank Platinum Maxima Credit Card is best suited for users who prioritize Dining, Shopping, Movies. With a joining fee of ₹2,000 + GST and a renewal fee of ₹2,000 + GST, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn 10 points/INR 100 on Dining, Grocery, Entertainment, International (capped 1k/month); 2 points/INR 100 on others..
Key Card Details
₹2,000 + GST
₹2,000 + GST
Reward Points
Notable Perks
Domestic Lounge
1 complimentary domestic lounge access per quarter, on spending INR 35,000 in previous quarter.
Movie Benefits
One complimentary movie ticket (up to INR 100) monthly on BookMyShow with purchase of 2+ tickets.
Things to Consider
A notable joining and renewal fee of INR 2,000 + GST is applicable annually.
Accelerated reward points on key categories are capped at 1,000 points monthly.
Domestic lounge access is conditional on a minimum spend of INR 35,000 quarterly.
Benefits & Features
Welcome Offer
Get 8,000 bonus reward points as a welcome benefit upon card usage within 30 days.
Rewards Rate
Earn 10 points/INR 100 on Dining, Grocery, Entertainment, International (capped 1k/month); 2 points/INR 100 on others.
Reward Type
Reward Points
Reward Redemption
Reward points can be redeemed online at www.rblrewards.com.
Domestic Lounge Access
1 complimentary domestic lounge access per quarter, on spending INR 35,000 in previous quarter.
Movie
One complimentary movie ticket (up to INR 100) monthly on BookMyShow with purchase of 2+ tickets.
Dining
Earn 10 reward points for every INR 100 spent on Dining, capped at 1,000 points monthly.
Travel Benefits
Access to airport lounges across India.
What matters, explained clearly
Introduction
The Platinum Maxima Credit Card, issued by RBL Bank, is positioned as a mid-range card designed to cater to diverse lifestyle needs, offering benefits across food, travel, movies, and groceries. Its key differentiating benefits include a substantial welcome bonus of 8,000 reward points, complimentary movie tickets every month, and access to airport lounges across India.
Welcome Benefits
- Get 8,000 bonus reward points as a welcome benefit.
- To avail the welcome benefit, swipe and use your card within 30 days of card issuance.
- The annual membership fee must be paid by the payment due date.
- Welcome Benefit Reward Points will be credited to your account within 60 days from the date of card issuance.
Fees
- Joining Fee: INR 2,000 + GST.
- Renewal Fee: INR 2,000 + GST (implied as annual membership fee).
- Rewards Redemption Fee: INR 99 + GST will be applicable on redemption of available reward points. This fee is levied once for all redemptions made in a single day.
Rewards
Reward Points Earning
- Earn 10 reward points for every INR 100 spent on Dining, Grocery, Entertainment, and International purchases (up to a maximum of 1,000 Reward Points per month in these categories).
- Earn 2 reward points for every INR 100 spent on other purchases.
- Reward points earned in a given month will be credited to your account within 45 days from the purchase settlement date.
Milestone Benefits
- Spend INR 2.5 lakhs or more in a year and get 10,000 reward points.
- Spend INR 4 lakhs or more in a year and enjoy an additional 10,000 bonus reward points.
- Milestone benefit reward points will be credited to your account within 45 days from the date of crossing the corresponding milestone.
Movies
- Get one complimentary movie ticket free, up to INR 100, every month on the purchase of 2 or more tickets at BookMyShow.
- To avail, select the RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app.
Domestic Lounge
- Primary cardmembers are eligible for 1 complimentary airport lounge access within India per quarter.
- Eligibility requires spending INR 35,000 or more in the previous calendar quarter.
Exclusions for Reward Points, Milestone Benefits & Lounge Benefits
- Purchases made on select categories/MCCs (as defined by Visa/Mastercard/RuPay) are not eligible for reward points, milestone benefits, or lounge benefits. These include:
- Fuel
- Utilities
- Insurance
- Quasi-Cash
- Railways
- Real Estate/Rental
- Education
- Wallet/Service Providers
- Government Services
- Contracted Services
- Cash
- Miscellaneous
- Bills2Pay
- EMI conversion of retail transactions (including converting retail transactions to EMI, Split-N-Pay, EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App).
Rewards Redemption Guide
- Reward points can be redeemed at
www.rblrewards.com.
Important Product Details
- Welcome Bonus: Receive 8,000 reward points upon card usage within 30 days and payment of the annual fee.
- Accelerated Rewards: Earn 10 reward points per INR 100 on Dining, Grocery, Entertainment, and International spends (capped at 1,000 points monthly in these categories).
- Milestone Rewards: Earn up to 20,000 bonus reward points annually for reaching spending milestones of INR 2.5 lakhs and INR 4 lakhs.
- Movie Benefit: Enjoy one complimentary movie ticket (up to INR 100) monthly on BookMyShow when purchasing two or more tickets.
- Lounge Access: Get 1 complimentary domestic airport lounge access per quarter by spending INR 35,000 in the previous quarter.
- Annual Fee: An annual membership fee of INR 2,000 + GST applies.
- Reward Redemption Fee: A fee of INR 99 + GST is charged per redemption instance.
- Exclusions: Certain categories of spending (e.g., Fuel, Utilities, Insurance) are excluded from earning reward points, milestone benefits, and qualifying for lounge access.
Other Details
- General Terms & Conditions apply to all benefits and features of the card.
- Information regarding "How to apply?", "Withdrawal limits", "Conclusion (CTA)", "High interest rates", and "Free transaction limits" is mentioned but not detailed.
- Detailed Product Terms & Conditions, Most Important Terms and Conditions, and Cardmember Agreement are available for reference.