RBL Bank Platinum Edge Credit Card – Benefits, Fees & Eligibility

Introduction

The RBL Bank Platinum Edge SuperCard is a mid-range credit card issued by RBL Bank, designed to complement various spending habits from groceries to electronics and automobiles. It offers significant annual rewards worth INR 17,999+, along with benefits like free movie tickets every month at BookMyShow and complimentary airport lounge access across India.

Welcome Benefits

• Receive 8,000 reward points by paying the annual fees and spending Rs.2,000 within one month of card issuance.

Fees

• Joining Fee: Rs.1,999 plus GST.
• Annual Fee: Rs.1,999 plus GST.
• Cash Advance Charges: A processing fee of 2.5% will be levied for instant cash availed at ATMs in India.
• Personal Loan Interest Rate: Convert your cash limit into a 3-month personal loan at an interest rate of 1.16% with no processing fee.

Rewards

• General Spends: Earn 2 reward points every time you spend Rs.100.
• Online Purchases: Get 2X reward points on online purchases, with a maximum of 1,000 points.
• Movies: Receive 1+1 free Bookmyshow movie tickets once a month, with a value of up to Rs.200.
• Domestic Lounge Access: Enjoy 1 complimentary visit per quarter to major domestic airport lounges in India, totaling 4 visits per year.
• Milestone Benefits:
  • Get 10,000 reward points on spending Rs.1.5 lakh.
  • Receive an additional 5,000 reward points for every subsequent spend of Rs.1 lakh.
• Fuel Benefits: Avail a fuel surcharge waiver of up to Rs.100 every month.

Rewards Redemption Guide

• Information on how to redeem RBL Bank Credit Card Reward Points is available, but specific redemption steps are not detailed on the webpage.

Card Eligibility Criteria

Documents Required

• Identity Proof:
  • Driving Licence
  • Passport
  • Aadhaar card
• Proof of Address:
  • Ration Card
  • Passport
  • Voter ID
  • Aadhaar card
• Income Proof:
  • Form 16
  • IT Returns
  • Salary Slip

Important Product Details

• Positive Highlights:
  • Potential annual rewards worth INR 17,999+.
  • Earns 2 reward points for every Rs.100 spent.
  • Double reward points on online purchases (capped at 1,000 points).
  • Monthly 1+1 free movie tickets on BookMyShow (up to Rs.200).
  • Complimentary domestic airport lounge access (1 per quarter).
  • Attractive milestone benefits for high spenders.
  • Monthly fuel surcharge waiver up to Rs.100.
  • Access to various loan programs like 'Dial for Cash', 'Transfer n Pay', 'Cash Advance', 'Split n Pay', and 'Xpress Cash'.
  • Option to convert purchases of Rs.3,000 and above into EMIs.
  • Interest-free cash withdrawals at ATMs for up to 50 days (processing fee applies).
  • Features tap and pay facility for quick retail payments up to Rs.5,000.
• Negative Highlights:
  • Both joining and annual fees are Rs.1,999 plus GST.
  • Online purchase 2X reward points are capped at 1,000 points.
  • A processing fee of 2.5% is levied on instant cash advances from ATMs.

Other Details

• Terms and Conditions apply to all benefits and features.
• The credit card limit is determined by the bank based on factors such as credit score, credit utilization ratio, and timely repayment of past debts.
• RBL credit card bills can be paid using UPI payment methods.
• The display of trademarks, tradenames, logos, and other intellectual property belongs to their respective owners and does not imply partnership with BankBazaar.