RBL Bank Movies And More Credit Card – Benefits, Fees & Eligibility

Introduction

The RBL Bank Movies and More Credit Card, issued by RBL Bank Ltd in association with BigTree Entertainment Pvt Ltd (BookMyShow), is a mid-range credit card designed for entertainment enthusiasts. It offers significant benefits such as up to INR 1,000 welcome benefit on BookMyShow, monthly free movie tickets, and substantial bonus reward points on annual spends, making it ideal for those who frequently engage in cinema and dining experiences.

Welcome Benefits

• Enjoy movies and events worth INR 1,000 on BookMyShow as a welcome benefit.
• The INR 1,000 discount or 4 free movie tickets (whichever is lower) can be availed in 2 transactions of up to INR 500 each, with a maximum of 2 tickets per transaction.
• To earn the welcome benefit, you must download the RBL Bank MyCard App, make your first transaction within 30 days of card issuance, and pay your joining fee by the due date of your first statement.

Fees

• Joining Fee: INR 1,000 + GST.
• Renewal Fee: INR 1,000 + GST.
• Spend-Based Waiver: The annual fee is reversed from the 2nd year onwards on crossing spends of INR 1.5 lakhs in the previous billing year.
• Rewards Redemption Fee: INR 99 + GST will be applicable on redemption of your available reward points.
• Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge at any petrol pump in India up to INR 100 each month. This waiver is applicable for each transaction in the range of INR 500 to INR 4,000.

Rewards

Monthly Benefits

• Enjoy up to 2 free movie tickets worth INR 250 each at BookMyShow on monthly spends of INR 15,000. This offer is applicable if used in a single transaction.
• Enjoy 1 free movie ticket up to INR 250 at BookMyShow on monthly spends of INR 10,000.
• Monthly benefits are automatically available at BookMyShow from the next day of your bill generation and are valid until the next bill generation.

Annual Milestone Rewards

• Get 5,000 bonus reward points when annual spends on your card cross INR 2 lakhs.
• Get an additional 10,000 bonus reward points when annual spends on your card cross INR 3.5 lakhs, totaling 15,000 bonus points.

Entertainment Discounts

• Get a 10% discount on bookings at BookMyShow, applicable 15 times in a year, up to INR 100 per transaction.

Reward Point Earning Structure

• Earn 10 reward points per INR 100 spent at BookMyShow, Pizza Hut, and KFC.
• Earn 20 reward points per INR 100 spent on dining on Wednesdays.
• Earn 1 reward point per INR 100 on all other purchases.

Exclusions for Spends

Purchases made on the following merchant categories will not be considered in the purchase value for monthly, annual milestone, and rewards benefits:

• Fuel & Auto (MCC Codes: 0032, 2541, 4001, 5542, 5541, 5172)
• Utilities (MCC Code: 4900)
• Insurance (MCC Codes: 6300, 6310)
• Quasi-Cash (MCC Codes: 6050, 6051, 4829)
• Railways (MCC Codes: 0066, 4011, 4112)
• Real Estate/Rental (MCC Code: 6513)
• Education (MCC Codes: 8220, 8244, 8249, 8211, 8241, 8299)
• Wallets/Service Providers (MCC Code: 6540)
• Government Services (MCC Codes: 9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223)
• Contracted Services (MCC Codes: 1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780)
• Cash (MCC Codes: 6011, 6010)
• Miscellaneous (MCC Code: 5960)
• Bills2Pay (NA)
• EMI transactions (NA)

Rewards Redemption Guide

• Reward points can be redeemed for air travel, hotel stays, shopping vouchers, and much more at www.rblrewards.com.
• A reward redemption fee of INR 99 + GST will be applicable on redemption of your available reward points.

Card Review

The RBL Bank Movies and More Credit Card is well-suited for individuals who frequently spend on movies, dining, and related entertainment. Its strong partnership with BookMyShow provides significant value through welcome benefits, monthly free tickets, and ongoing discounts. The annual fee waiver on achieving a reasonable spend milestone makes it an attractive option for consistent users. However, cardholders should be aware of the extensive list of excluded merchant categories for spend calculations and the reward redemption fee.

Important Product Details

• Positive Highlights:
  • Up to INR 1,000 welcome benefit on BookMyShow.
  • Monthly free movie tickets on achieving spend milestones (INR 10,000 or INR 15,000).
  • Annual bonus reward points of up to 15,000 on reaching spend milestones (INR 2 lakhs and INR 3.5 lakhs).
  • Accelerated reward points on BookMyShow, Pizza Hut, KFC (10X), and Wednesday dining (20X).
  • 10% discount on BookMyShow bookings, 15 times a year.
  • Annual fee waiver from the 2nd year onwards on spends of INR 1.5 lakhs.
  • Monthly fuel surcharge waiver up to INR 100.
• Negative Highlights:
  • Annual fee of INR 1,000 + GST.
  • Reward redemption fee of INR 99 + GST.
  • An extensive list of merchant categories is excluded from spend calculations for monthly, annual milestone, and rewards benefits.

Other Details

• There is a revenue sharing arrangement between RBL Bank and BookMyShow for this card.
• Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MyBank App/Internet banking channel.
• Detailed Product Terms & Conditions, Most Important Terms and Conditions, Cardmember Agreement, and Schedule of Charges are available on the bank's website.
• For any grievance, customers can refer to the Customer Grievance Redressal matrix and contact the nodal officer as per the bank's guidelines.