What is the RBL Bank Monthly Treats Credit Card?

The RBL Bank Monthly Treats Credit Card is an entry-level card designed for millennials, offering tailored rewards on everyday online and offline spending.

What are the main fees associated with the RBL Bank Monthly Treats Credit Card?

The RBL Monthly Treats Card has a monthly fee of ₹50 + GST, which can be waived by spending ₹3,000 or more in the previous month.

How can I earn reward points with the RBL Bank Monthly Treats Credit Card?

You can earn up to 5x reward points on online spends, 2 points per ₹100 online, and 1 point per ₹100 on offline purchases with the RBL Monthly Treats Card.

Does the RBL Bank Monthly Treats Credit Card offer any cashback benefits?

Yes, the RBL Monthly Treats Card offers 10% cashback on groceries (₹3k spend) and on Swiggy, BookMyShow, and utility bills (₹5k spend).

Is there a fee for redeeming reward points from the RBL Monthly Treats Credit Card?

Yes, a redemption fee of ₹99 is charged per reward point redemption request for the RBL Monthly Treats Credit Card.

What is the foreign currency markup on the RBL Bank Monthly Treats Credit Card?

The foreign currency markup for the RBL Monthly Treats Credit Card is 3.5% on the conversion amount for international transactions.

Can I get a fuel surcharge waiver with this card?

Yes, the RBL Bank Monthly Treats Credit Card provides a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, up to ₹100 per month.

Who is the RBL Bank Monthly Treats Credit Card best suited for?

This RBL credit card is best suited for individuals new to credit and those who frequently shop online or pay utility bills, seeking savings on everyday expenses.

Are there any welcome benefits with the RBL Bank Monthly Treats Credit Card?

No specific welcome benefits are mentioned for the RBL Bank Monthly Treats Credit Card upon joining.

How are reward points valued on the RBL Bank Monthly Treats Credit Card?

On the RBL Monthly Treats Card, 1 Reward Point is equivalent to ₹0.25, and points can be redeemed for various options.

RBL Bank

RBL Bank Monthly Treats Credit Card

ShoppingUtilitiesDining

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Rewards Rate

Up to 5x reward points on online spends; 2 RP per ₹100 online, 1 RP per ₹100 offline.

Reward Type

Reward Points

Reward Redemption

Redeem at rblrewards for air travel, hotels, etc. (1 RP = ₹0.25).

Movie

10% off/cashback on BookMyShow transactions.

Dining

10% off/cashback on Zomato and Swiggy spends.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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