RBL Bank Blockbuster Credit Card – Benefits, Fees & Eligibility

Introduction

The RBL Bank Blockbuster Credit Card, issued by RBL Bank, is positioned as a card for individuals who enjoy entertainment, dining, and travel. Its top differentiating benefits include significant discounts and free tickets on BookMyShow, accelerated reward points on weekend dining, and milestone rewards that offer substantial bonus points on annual spending. The card also provides complimentary domestic airport lounge access and a fuel surcharge waiver, enhancing its appeal for a broader lifestyle.

Welcome Benefits

• Enjoy movies and events worth INR 1,000 on BookMyShow. This can be availed as a discount or 4 free movie tickets (whichever is lower) in 2 transactions of up to INR 500 each, with a maximum of 2 tickets per transaction.
• Receive 8,000 reward points.
• To earn the welcome benefit, you must:
  • Download the RBL Bank MyCard App.
  • Make your first transaction within 30 days of card issuance.
  • Pay your joining fee by the due date of your first statement.

Fees

• Annual Fee: INR 3,000 + GST.
• Reward Redemption Fee: INR 99 + GST, applicable one time for redemptions made in a single day.
• Fuel Surcharge Waiver: Get a waiver on fuel surcharge up to INR 150 a month, for all fuel transactions between INR 500 and INR 4,000.

Rewards

• General Purchases: Earn 2 Reward points per INR 100 on all your purchases.
• Dining: Accelerate your enjoyment with 20 reward points per INR 100 spent on dining on weekends, with a maximum of 2,000 reward points per billing cycle under this accelerated program.
• Milestone Rewards:
  • Spend INR 3.5 lakhs in a year to earn 10,000 Reward Points.
  • Spend INR 5.0 lakhs in a year to earn an additional 15,000 Reward Points (total 25,000 Reward Points for INR 5 lakhs annual spend).
• BookMyShow Benefits:
  • Spend INR 20,000 every month to get 2 free tickets at BookMyShow for all events and movies. This offer activates the next day of the start of the billing cycle after 6 PM and remains valid until the end of the billing cycle.
  • Get a 10% discount on bookings at BookMyShow, applicable for 15 transactions in a year, up to INR 100 per transaction. This offer can be availed by applying for the ‘RBL Bank 10% Discount offer’ at checkout.
• Domestic Lounge Access: Enjoy 4 complimentary visits per year at domestic airport lounges, subject to one visit per quarter.
• Fuel Benefits: Go places without paying anything extra on fuel with a waiver on fuel surcharge up to INR 150 a month, for all fuel transactions between INR 500 & INR 4,000.
• Exclusions for Reward Points and Milestone Spends: Purchases made on select merchant categories will not be considered for monthly, annual milestone, and rewards benefits. These categories include:
  • Fuel & Auto (MCC Codes: 0032, 2541, 4001, 5542, 5541, 5172)
  • Utilities (MCC Code: 4900)
  • Insurance (MCC Codes: 6300, 6310)
  • Quasi-Cash (MCC Codes: 6050, 6051, 4829)
  • Railways (MCC Codes: 0066, 4011, 4112)
  • Real Estate/Rental (MCC Code: 6513)
  • Education (MCC Codes: 8220, 8244, 8249, 8211, 8241, 8299)
  • Wallets/Service Providers (MCC Code: 6540)
  • Government Services (MCC Codes: 9400, 1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223)
  • Contracted Services (MCC Codes: 1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780)
  • Cash (MCC Codes: 6011, 6010)
  • Miscellaneous (MCC Code: 5960)
  • Bills2Pay
  • EMI transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App)

Rewards Redemption Guide

• Reward Points can be redeemed for air travel, hotel stays, mobile talk time top-up, shopping vouchers, and gifts ranging from electronics, mobiles, and apparel.
• The RBL Bank Rewards Programme can be explored for redemption options.

Important Product Details

• Positive Highlights:
  • Generous welcome benefits including INR 1,000 BookMyShow discount and 8,000 reward points.
  • High reward rate of 20 points per INR 100 on weekend dining.
  • Significant milestone rewards of up to 25,000 bonus points annually.
  • Monthly free movie tickets on BookMyShow for meeting spending thresholds.
  • Annual 10% discount on BookMyShow for multiple transactions.
  • Complimentary domestic airport lounge access (4 visits/year).
  • Fuel surcharge waiver up to INR 150 per month.
• Negative Highlights:
  • An annual fee of INR 3,000 + GST applies.
  • A reward redemption fee of INR 99 + GST is charged per day of redemption.
  • Several merchant categories are excluded from earning reward points and contributing to milestone spends.

Other Details

• There is a revenue sharing arrangement between RBL Bank and BookMyShow for this card.
• Bills2Pay is a facility provided by RBL Bank where Cardmembers can pay various utility bills via RBL MyCard App/RBL MyBank App/Internet banking channel.
• Detailed Terms & Conditions, Most Important Terms and Conditions, Cardmember Agreement, and Schedule of Charges are available via provided links.
• Information regarding Grievance Redressal and contact details for the nodal officer are available.