RBL Bank Blockbuster Credit Card – Benefits, Fees & Eligibility

Introduction

The RBL Bank Blockbuster Credit Card, issued by RBL Bank in collaboration with BookMyShow, is designed for movie enthusiasts and frequent diners. This mid-range credit card offers a compelling suite of benefits, including significant discounts and free movie tickets on BookMyShow, accelerated reward points on dining, and complimentary domestic airport lounge access, making it a rewarding choice for entertainment and lifestyle spending.

Welcome Benefits

• Receive an exciting welcome gift from BookMyShow worth Rs. 1,000.
• Get an additional 8,000 reward points.
• The Rs. 1,000 discount can be availed as 4 free movie tickets (whichever is lower) in 2 transactions of up to Rs. 500 each, with a maximum of 2 tickets per transaction.
• To avail the welcome benefit:
  • Download the RBL Bank MyBank App.
  • Make your first transaction within 30 days of card issuance.
  • Pay your joining fee by the due date of your first statement.
• The welcome benefit is applicable only for paid cards.

Fees

• Joining Fee: Rs. 3,000 + GST
• Annual Charges (Renewal Fee): Rs. 3,000 + GST
• Finance Charges: Up to 3.99% per month (47.88% per annum)
• Late Payment Fees: 12.5% of the outstanding amount, with a minimum of Rs. 5 and a maximum of Rs. 1,300.
• Fuel Surcharge Waiver: A waiver of up to Rs. 150 per month is available for fuel transactions between Rs. 500 and Rs. 4,000.
• Rewards Redemption Fee: A fee of Rs. 99 + GST will be applicable on each redemption of reward points. This fee is levied once for all redemptions made in a single day.

Rewards

• General Spends: Earn 2 reward points for every Rs. 100 spent on all purchases, excluding fuel transactions.
• Dining: Get 20 reward points for every Rs. 100 spent on dining on weekends. Accelerated reward points are capped at 2,000 reward points per billing cycle.
• Milestone Reward Points:
  • Spend Rs. 3.5 lakhs in a year to earn 10,000 reward points.
  • Spend Rs. 5.0 lakhs in a year to earn an additional 15,000 reward points.
• Milestone Benefits (BookMyShow & Cashback):
  • Spend Rs. 20,000 every month to receive 2 free movie tickets (worth Rs. 500 each) from BookMyShow for ongoing events and movies. This offer is activated the day after the start of the billing cycle (after 6 PM) and remains valid until the end of the billing cycle.
  • Receive a 10% discount on bookings at BookMyShow, applicable for 15 transactions annually, up to a maximum of Rs. 100 per transaction. This offer can be availed by applying for the 'RBL Bank 10% Discount offer' on the BookMyShow website or mobile app at the checkout page.
  • Get 5% cashback on dining spends on weekends when you spend Rs. 5,000 in a month.
• Airport Lounge Access: Enjoy 4 complimentary visits per year to domestic airport lounges, subject to one visit per quarter.
• Exclusions for Reward Points and Milestone Spends: Purchases made on specific merchant categories will not be considered for monthly, annual milestone, and rewards benefits. These categories include Fuel & Auto, Utilities, Insurance, Quasi Cash, Railways, Real Estate / Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Miscellaneous, Bills2Pay, Cash, and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App).

Rewards Redemption Guide

• Reward points can be redeemed through the RBL Bank Rewards Programme for various options such as air travel, hotel stays, mobile talk time top-ups, shopping vouchers, and gifts including electronics, mobiles, and apparel.
• A reward redemption fee of Rs. 99 + GST is applicable per redemption instance, charged once for all redemptions made in a single day.

Card Eligibility Criteria

• Applicants must be citizens of India.
• Applicants must be between 21 to 65 years of age.
• Applicants must have a regular/steady source of income.

Documents Required

• Identity Proof (any 1): Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card.
• Residence Proof (any 1): Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old).
• Income Proof (any 1): Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16.

Card Review

The RBL Bank Blockbuster Credit Card is an excellent choice for individuals who frequently engage in movie-watching and dining out, offering substantial benefits tailored to these lifestyle categories. The card provides significant value through BookMyShow discounts, free movie tickets, and accelerated reward points on weekend dining. Additionally, complimentary domestic airport lounge access and a fuel surcharge waiver add to its appeal. However, prospective applicants should note the relatively high annual fee and finance charges. A major drawback is that RBL Bank is currently not accepting new applications for this card.

Important Product Details

• The RBL Bank Blockbuster Credit Card is a co-branded card with BookMyShow.
• Offers up to Rs. 500 discount on BookMyShow.
• Cardholders can earn 25,000 Reward Points on annual spends of Rs. 5 Lakh.
• The card operates on the MasterCard Network.
• Important Note: RBL Bank is currently not accepting applications for the Blockbuster Credit Card.

Other Details

• There is a revenue sharing arrangement between RBL Bank and BookMyShow for this card.
• Customers can track their credit card application status by visiting the RBL Bank website, calling the customer care center, or visiting the nearest branch.
• Detailed Terms and Conditions, Most Important Terms and Conditions, Cardmember Agreement, and Schedule of Charges are available for review on the bank's website.
• Information regarding customer grievance redressal is available.