What is the PSB SBI Card ELITE?

The PSB SBI Card ELITE is a premium credit card offering exclusive privileges like welcome vouchers, movie tickets, and accelerated rewards for high-spending individuals.

What are the welcome benefits of the PSB SBI Card ELITE?

PSB SBI Card ELITE cardholders receive a welcome e-Gift Voucher worth Rs. 5,000 from brands like Bata, Shoppers Stop, and Yatra.com.

What are the annual fees for the PSB SBI Card ELITE?

The PSB SBI Card ELITE has an annual fee of Rs. 4,999 + taxes, with the same renewal fee from the second year onwards.

Can I get a waiver on the annual fee for my PSB SBI Card ELITE?

Yes, the annual fee for the PSB SBI Card ELITE can be waived if you achieve annual spends of Rs. 10 Lakhs.

How do I earn reward points with the PSB SBI Card ELITE?

Earn 5X Reward Points on Dining, Departmental stores, and Grocery Spends, and 2 Reward Points per Rs. 100 on other expenses with PSB SBI Card ELITE.

Does the PSB SBI Card ELITE offer airport lounge access?

Yes, the PSB SBI Card ELITE provides 6 complimentary international airport lounge visits annually and 2 complimentary domestic lounge visits per quarter.

What is the foreign currency markup on the PSB SBI Card ELITE?

The PSB SBI Card ELITE has a low foreign currency markup of 1.99% on international transactions, plus you earn 2 reward points per Rs. 100 spent.

Are there any milestone benefits on the PSB SBI Card ELITE?

Yes, with the PSB SBI Card ELITE, you can earn up to 50,000 bonus Reward Points worth Rs. 12,500 annually by reaching specific spending milestones.

What insurance benefits does the PSB SBI Card ELITE include?

The PSB SBI Card ELITE includes complimentary Air Accident Liability Cover of Rs. 1 Crore and Credit Card Fraud Liability Cover of Rs. 1 Lakh.

How can I redeem reward points from my PSB SBI Card ELITE?

You can redeem your PSB SBI Card ELITE Reward Points to pay your card outstanding, with a conversion rate of 4 Reward Points = Rs. 1.

Punjab & Sind Bank

PSB SBI Card ELITE

DiningShoppingTravel

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Welcome e-Gift Voucher worth Rs. 5,000 from select brands like Bata, Shoppers Stop, and Yatra.com.

Rewards Rate

Earn 5X Reward Points on Dining, Departmental stores, and Grocery; 2 Reward Points per Rs. 100 on other spends.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points to pay card outstanding; 4 Reward Points = Rs. 1.

Domestic Lounge Access

Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India using your card.

International Lounge Access

6 complimentary Airport Lounge visits per year, outside India (maximum 2 visits per quarter).

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary Air Accident Liability Cover of Rs. 1 Crore & Credit Card Fraud Liability Cover of Rs. 1 Lakh.

Movie

Enjoy free movie tickets worth Rs. 6,000 annually, with a maximum discount of Rs. 250 per ticket.

Dining

Get 5X Reward Points on Dining, Departmental stores, and Grocery Spends.

Travel Benefits

Complimentary Priority Pass membership, 6 intl. lounge visits/yr, 2 dom. lounge visits/qtr. Visa/RuPay offers.

What matters, explained clearly

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Frequently Asked Questions

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