Last updated: 22 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Rewards Rate
Earn 2.5 RP for ₹100 on e-commerce, 1 RP for UPI/POS/Travel, 0.5 RP for utilities. 1 RP = ₹0.40.
Reward Type
Reward Points
Reward Redemption
Points redeemable as cash credit (1 RP = ₹0.40), for Club Vistara/InterMiles, or via IndusMoments.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Total Protect for lost/stolen cards & unauthorized usage; free air accident insurance up to ₹25 lakhs.
Movie
Enjoy Buy One Get One (BOGO) movie ticket via BookMyShow once a month, capped at ₹200.
Dining
Not Applicable
Travel Benefits
Not Applicable
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