Question 1

1. What is the joining fee for the BoB Renaissance Credit Card?

Accepted Answer

The BoB Renaissance Credit Card has no joining fee. However, it charges an annual fee of Rs. 250, which is waived off on spending Rs. 25,000 or more in the previous year.

Question 2

2. How can I avoid the annual fee on the BoB Renaissance Credit Card?

Accepted Answer

The annual fee of Rs. 250 can be waived off if you spend Rs. 25,000 or more in the previous year.

Question 3

3. What are the reward points on the BoB Renaissance Credit Card?

Accepted Answer

The card offers 1 Reward Point for every Rs. 100 spent on retail purchases. Additionally, you earn 5x Reward Points on select categories like groceries and movies.

Question 4

4. Is there a cap on the 5x Reward Points for the BoB Renaissance Credit Card?

Accepted Answer

Yes, the 5x Reward Points on selected categories are capped at 1,000 points per statement cycle.

Question 5

5. What is the minimum age requirement to apply for the BoB Renaissance Credit Card?

Accepted Answer

The minimum age to apply for the BoB Renaissance Credit Card is 21 years for primary cardholders and 18 years for add-on cardholders.

Question 6

6. What are the insurance benefits with the BoB Renaissance Credit Card?

Accepted Answer

The card provides an air accidental cover of Rs. 15 Lakhs and a non-air accidental death cover of Rs. 5 Lakhs.

Question 7

7. What is the foreign currency markup fee on the BoB Renaissance Credit Card?

Accepted Answer

The foreign currency markup fee is 3.5% of the total conversion amount on the BoB Renaissance Credit Card.

Nainital RENAISSANCE BOBCARD Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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