Question 1

What are the main benefits of the Nainital Bank Renaissance Bobcard?

Accepted Answer

The Nainital Bank Renaissance Bobcard offers 5X reward points on departmental stores and movies, a 1% fuel surcharge waiver, and complimentary personal accidental death cover.

Question 2

Is there a joining fee for the Nainital Bank Renaissance Bobcard?

Accepted Answer

No, the Nainital Bank Renaissance Bobcard comes with a zero joining fee, making it an accessible option.

Question 3

How can I waive the annual fee for the Nainital Bank Renaissance Bobcard?

Accepted Answer

The ₹250 annual fee for the Nainital Bank Renaissance Bobcard can be waived by spending ₹25,000 or more in a year.

Question 4

What is the reward rate on the Nainital Bank Renaissance Bobcard?

Accepted Answer

Earn 5 Reward Points for every ₹100 spent on departmental stores and movies, and 1 Reward Point for every ₹100 on other spends with the Nainital Bank Renaissance Bobcard.

Question 5

How can I redeem reward points earned with the Nainital Bank Renaissance Bobcard?

Accepted Answer

Reward points from the Nainital Bank Renaissance Bobcard can be redeemed as cashback, with 1 Reward Point equaling ₹0.25.

Question 6

Does the Nainital Bank Renaissance Bobcard offer a fuel surcharge waiver?

Accepted Answer

Yes, the Nainital Bank Renaissance Bobcard provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle.

Question 7

What insurance benefits are included with the Nainital Bank Renaissance Bobcard?

Accepted Answer

The Nainital Bank Renaissance Bobcard includes complimentary Personal Accidental Death Cover of ₹15 Lakhs for air and ₹5 Lakhs for non-air accidents.

Question 8

Can I convert large purchases into EMIs with the Nainital Bank Renaissance Bobcard?

Accepted Answer

Yes, the Nainital Bank Renaissance Bobcard offers a Smart EMI option for purchases over ₹2,500, with flexible tenures from 6 to 48 months.

Question 9

Are there any reward point limitations on the Nainital Bank Renaissance Bobcard?

Accepted Answer

Yes, the 5X reward points on departmental stores and movies are capped at 1,000 points per statement cycle. UPI and fuel transactions have specific reward rules for the Nainital Bank Renaissance Bobcard.

Question 10

What is the interest-free credit period offered by the Nainital Bank Renaissance Bobcard?

Accepted Answer

The Nainital Bank Renaissance Bobcard provides up to 50 days of interest-free credit from the date of any purchase made.

Nainital RENAISSANCE BOBCARD Credit Card

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