Is the METRO Kotak Credit Card still available for application?

No, the METRO Kotak Credit Card has been officially discontinued by Kotak Mahindra Bank and Metro Wholesale.

Who was the METRO Kotak Credit Card best suited for?

This card was exclusively designed for Kirana owners, traders, hotels, restaurants, and caterers (HoReCa) who frequently shopped at Metro Wholesale.

What were the joining and renewal fees for the METRO Kotak Credit Card?

The METRO Kotak Credit Card was a lifetime free card, meaning it had zero joining and renewal fees.

How much cashback could be earned with the METRO Kotak Credit Card?

Cardholders could earn up to 1% cashback on their spends at Metro Wholesale, with a maximum cap of INR 10,000 per statement cycle.

Were there any welcome benefits with the METRO Kotak Credit Card?

Yes, cardholders could receive up to Rs. 500 cashback on their first transaction of Rs. 10,000 or more within 30 days of card issuance.

Could the METRO Kotak Credit Card be used for international transactions?

No, the METRO Kotak Credit Card was not applicable for international purchases or foreign currency transactions.

What was the interest-free credit period offered by the METRO Kotak Credit Card?

The card offered a generous interest-free credit period of up to 48 days, which was beneficial for business cash flow.

Are there any fuel surcharge waivers on the METRO Kotak Credit Card?

No, fuel transactions were not allowed with the METRO Kotak Credit Card, so fuel surcharge waivers were not applicable.

How was cashback redeemed with the METRO Kotak Credit Card?

The cashback earned on the METRO Kotak Credit Card was directly credited to the cardholder's account.

What were the cash advance charges for the METRO Kotak Credit Card?

The cash advance charges were Rs. 300 for every withdrawal of Rs. 10,000 using the METRO Kotak Credit Card.

Kotak Mahindra Bank

Metro Kotak Credit Card

Please note: This offer may be discontinued and is shown for informational purposes only.

BusinessShopping

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive up to Rs. 500 cashback on your first swipe within 30 days of card issuance.

Rewards Rate

Up to 1% cashback on spends at Metro Wholesale, capped at INR 10,000 per statement cycle.

Reward Type

Cashback

Reward Redemption

The cashback earned is directly credited to the cardholder's accounts.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Not Applicable

What matters, explained clearly

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Frequently Asked Questions

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