MakeMyTrip ICICI Platinum Credit Card – Benefits, Fees & Eligibility

MakeMyTrip ICICI Bank Platinum Credit Card

Introduction

The MakeMyTrip ICICI Bank Platinum Credit Card is designed for travel enthusiasts and frequent flyers, offering exclusive MakeMyTrip and other attractive benefits. Cardholders can enjoy their journeys with exciting perks, exclusive discounts, and various rewards in the form of myCash points and holiday vouchers.

Welcome Benefits

• Receive a MakeMyTrip holiday voucher.
• Get ₹500 myCash upon card activation.
• The MakeMyTrip holiday voucher can be worth up to ₹3000.

Fees

• Joining Fee: ₹500 + GST (one-time)
• Annual Fee: Nil
• Forex Markup: 3.5%
• Interest Rate (ATM withdrawal): 3.75% interest per month
• Interest Rate (Minimum due paid only): 3.75% interest per month
• Late Bill Payment: Ranging from ₹100 to ₹1300
• Other Charges: Refer to the Most Important Terms & Conditions (MITC) for full details.

Rewards

• Accelerated MakeMyTrip Rewards:
  • Earn 3x myCash on hotel bookings made on MakeMyTrip.
  • Earn 2x myCash on flight bookings made on MakeMyTrip.
• General Spends:
  • Earn 1x myCash on every ₹200 spent on domestic transactions.
• iShop Cashback:
  • Earn up to 4% cashback on iShop purchases.
• Milestone Rewards:
  • Get 1,000 myCash on spends of ₹2.5 lakh.
  • Get an additional 1,000 myCash on spends of ₹50,000 on the MakeMyTrip platform.
• Lounge Access:
  • Enjoy 4 airport and railway lounge accesses annually.
  • Domestic Airport Lounge Access: To avail complimentary access in a calendar quarter, primary cardholders must spend ₹75,000 or more on their MakeMyTrip Platinum Credit Card in the preceding calendar quarter.
  • Railway Lounge Access: Get 1 complimentary railway lounge access per quarter to participating lounges in India. This benefit is available only for primary cardholders. Subsequent accesses will be charged as per the lounge service provider's rates.
• Dining Benefits:
  • Receive dining discounts through the Culinary Treats Programme.
• Fuel Surcharge Waiver:
  • Get a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at HPCL pumps when the card is swiped on ICICI Bank POS Machines in India. This benefit applies to both primary and Plus (supplemental) cardholders.
• Movie Benefits:
  • Receive 25% off on movie tickets, up to ₹100, on the purchase of a minimum of two tickets. Additional bookings beyond this complimentary benefit will be charged as per the service provider's rates.

Rewards Redemption Guide

• Your earned reward points will be credited to your MakeMyTrip Account as myCash.
• myCash can be redeemed on the MakeMyTrip platform for bookings.

Card Eligibility Criteria

Eligibility Rules

• Applicants must be an Indian citizen over 21 years of age.
• Salaried individuals need a minimum monthly income of ₹20,000.
• Self-employed individuals need a minimum annual income of ₹20,000.

Documents Required

• Identity Proof
• Address Proof
• Income Proof

Important Product Details

• Benefits:
  • Designed specifically for travelers with significant benefits on MakeMyTrip bookings.
  • Includes valuable welcome benefits like holiday vouchers and myCash.
  • Attractive accelerated rewards for hotel and flight bookings.
  • Provides milestone benefits to further reward higher spending.
  • Offers lounge access for both airport and railway travel.
  • Includes dining discounts and a fuel surcharge waiver for everyday savings.
  • Offers movie ticket discounts.
  • Enhanced security features like an embedded microchip (Chip and PIN) and fraud protection.
• Considerations:
  • A one-time joining fee of ₹500 + GST applies.
  • A foreign currency markup of 3.5% is charged on international transactions.
  • High interest rates (3.75% per month) apply to ATM withdrawals and outstanding balances if only minimum due is paid.
  • Domestic airport lounge access requires a minimum spend of ₹75,000 per quarter.
  • Lounge access benefits are primarily for the main cardholder.

Other Details

• Fraud Protection: Cardholders are protected against fraudulent transactions with Counterfeit Card Liability and Account Takeover Cover.
• Security Features: The credit card features an embedded microchip for enhanced security against counterfeiting and duplication. A Personal Identification Number (PIN) is required for transactions at merchant outlets, but not for online transactions.
• Due Date Information: The due date of your credit card can be found on your monthly statements, via iMobile, Internet Banking, or by calling 1800 1080.
• CVV: The CVV (Card Verification Value) is a three-digit security code located on the back of your Credit Card, next to the signature panel. It can also be checked by logging into iMobile.
• Note: Applications for the MakeMyTrip ICICI Bank Signature Credit Card are no longer being accepted.