Kotak Mahindra Bank
Benefits & Features
Welcome Offer
Complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 within 30 days of card issuance.
Rewards Rate
Earn 9 RP/Rs. 200 on dining, movies, departmental stores & grocery; 3 RP/Rs. 200 on others.
Reward Type
Reward Points
Reward Redemption
Redeem points for movies, mobile recharges, e-vouchers, shopping, & travel at Kotak Rewards or partners. 1 RP = Re. 0.25.
Domestic Lounge Access
8 complimentary domestic airport lounge accesses annually, capped at 2 per calendar quarter.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Credit liability insurance cover of up to Rs. 2.5 lakhs against unauthorized transactions.
Movie
Earn 9 reward points for every Rs. 200 spent on movie tickets.
Dining
Earn 9 reward points for every Rs. 200 spent on dining expenses.
Travel Benefits
Get 8 complimentary domestic airport lounge accesses annually & railway surcharge waivers.
What matters, explained clearly
Frequently Asked Questions
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