Benefits & Features
Welcome Offer
Complimentary IHO membership worth ₹8,500 on ₹500 spend in 30 days.
Rewards Rate
Earn 9 RP/₹200 on select categories, 3 RP/₹200 on others.
Reward Type
Reward Points
Reward Redemption
Redeem points for movies, recharges, e-vouchers, shopping, travel via Kotak Rewards. 1 RP = ₹0.25.
Domestic Lounge Access
8 complimentary domestic airport lounge accesses annually (2 per quarter).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Insurance cover up to ₹2.5 lakhs for lost/stolen card unauthorized transactions.
Movie
9 Reward Points per ₹200 spent on movies.
Dining
9 Reward Points per ₹200 spent on dining.
Travel Benefits
8 domestic lounge accesses/year. 1.8% IRCTC, 2.5% railway counter surcharge waiver.
What matters, explained clearly
Frequently Asked Questions
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