Kotak Mahindra Bank
Benefits & Features
Welcome Offer
Receive 500 Reward Points upon spending Rs. 500 within the first 30 days of card issuance.
Rewards Rate
Earn 6 RP for every ₹200 on dining, movies, grocery & departmental stores; 2 RP on other spends.
Reward Type
Reward Points
Reward Redemption
Redeem points for air/movie tickets, mobile recharges, shopping vouchers, or shop via PayByPoints.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Credit Shield of Rs. 1,25,000 for unauthorized transactions on lost/stolen card, 7 days prior.
Movie
Earn 6X Reward Points on movie spends, redeemable for movie tickets through BookMyShow or PVR.
Dining
Earn 6 Reward Points for every Rs. 200 spent on dining expenses.
Travel Benefits
Enjoy waivers on railway surcharge: 1.8% on IRCTC website and 2.5% at booking counters.
What matters, explained clearly
Frequently Asked Questions
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