Name: Kotak Urbane Gold Credit Card
Brand: kotak
SKU: kotak-urbane-gold-credit-card
Availability: InStock

Question 1

What is the Kotak Urbane Gold Credit Card best suited for?

Accepted Answer

The Kotak Urbane Gold Credit Card is best suited for individuals who frequently shop, offering rewards on all retail purchases and special benefits for movie enthusiasts.

Question 2

What are the joining and renewal fees for the Kotak Urbane Gold Card?

Accepted Answer

The Kotak Urbane Gold Credit Card has no joining fee. The renewal fee is Rs. 199 + GST annually.

Question 3

How can I waive the annual fee for my Kotak Urbane Gold Credit Card?

Accepted Answer

The annual fee for the Kotak Urbane Gold Credit Card can be waived if you spend Rs. 15,000 in the previous year.

Question 4

What are the reward points earning rates on the Kotak Urbane Gold Card?

Accepted Answer

With the Kotak Urbane Gold Credit Card, you earn 3 reward points for every Rs. 100 spent on all retail transactions.

Question 5

Does the Kotak Urbane Gold Credit Card offer any milestone benefits?

Accepted Answer

Yes, on spending Rs. 1,00,000 in a year, the Kotak Urbane Gold Credit Card offers a choice between 4 free PVR movie tickets or 10,000 bonus reward points.

Question 6

How can I redeem reward points earned on the Kotak Urbane Gold Credit Card?

Accepted Answer

Reward points from the Kotak Urbane Gold Credit Card can be redeemed for movie tickets, mobile recharges, shopping vouchers, air tickets, branded merchandise, or cash.

Question 7

What insurance benefits are included with the Kotak Urbane Gold Credit Card?

Accepted Answer

The Kotak Urbane Gold Credit Card provides a Credit Shield worth Rs. 50,000 for a lost or stolen card, covering unauthorized transactions up to 7 days prior to reporting.

Question 8

Are there any location restrictions for the Kotak Urbane Gold Credit Card?

Accepted Answer

Yes, the Kotak Urbane Gold Credit Card is currently applicable only in specific major cities like Ahmedabad, Chennai, Bangalore, Delhi, Kolkata, Mumbai, Hyderabad, Navi Mumbai & Pune.

Question 9

What are the foreign currency markup charges on the Kotak Urbane Gold Card?

Accepted Answer

The Kotak Urbane Gold Credit Card levies a foreign currency markup of 3.5% on all international transactions.

Question 10

What significant changes are expected for the Kotak Urbane Gold Credit Card from June 2025?

Accepted Answer

From June 2025, reward point earnings on the Kotak Urbane Gold Credit Card will be discontinued for categories like fuel, insurance, and rent, and cash redemption value will be revised.

Kotak Urbane Gold Credit Card

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