Name: Kotak Urbane Gold Credit Card
Brand: kotak
SKU: kotak-urbane-gold-credit-card
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. What are the annual charges with the Kotak Urbane Gold Credit Card?

Accepted Answer

An annual fee of Rs. 199 plus applicable taxes is charged with the card.

Question 2

2. Can I get a waiver on the annual fee for the Kotak Urbane Gold Credit Card?

Accepted Answer

Yes, the annual fee of Rs. 199 can be waived if you spend Rs. 15,000 or more in the previous year.

Question 3

3. What is the reward rate with the Kotak Urbane Gold Credit Card?

Accepted Answer

You earn 3x Reward Points for every Rs. 100 spent on retail purchases with the Kotak Urbane Gold Credit Card.

Question 4

4. Does the Kotak Urbane Gold Credit Card offer any insurance for a lost or stolen card?

Accepted Answer

Yes, the Kotak Urbane Gold Credit Card comes with a protection cover of Rs. 50,000 for unauthorized transactions if the card is lost or stolen.

Question 5

5. Does the Kotak Urbane Gold Credit Card provide a fuel surcharge waiver?

Accepted Answer

No, the Kotak Urbane Gold Credit Card does not offer a fuel surcharge waiver.

Question 6

6. What are the milestone benefits offered by the Kotak Urbane Gold Credit Card?

Accepted Answer

You can redeem 4 free PVR movie tickets by spending Rs. 1,00,000 in a year, or earn 10,000 bonus reward points.

Question 7

7. What are the reward redemption options with the Kotak Urbane Gold Credit Card?

Accepted Answer

You can redeem your reward points for movie tickets, mobile recharges, shopping vouchers, air tickets, or even cash (1,000 points = Rs. 100).

Kotak Urbane Gold Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

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