What is the Kotak Privy League Signature Credit Card?

The Kotak Privy League Signature Credit Card is a premium Visa credit card offered exclusively to existing Privy League customers of Kotak Mahindra Bank, tailored with customizable reward plans.

Is the Kotak Privy League Signature Credit Card still available for new applications?

No, the Kotak Privy League Signature Credit Card has been discontinued for new applications; information provided is for existing cardholders only.

What are the joining and renewal fees for the Kotak Privy League Signature Credit Card?

The joining fee for the Kotak Privy League Signature Credit Card is Nil. The renewal fee is Nil for the Free variant and Rs. 2,500 + GST for the Paid variant.

Does the Kotak Privy League Signature Credit Card offer lounge access?

Yes, the Kotak Privy League Signature Credit Card provides 2 complimentary domestic lounge visits per quarter and a complimentary Priority Pass Membership for international lounge access.

What are the foreign currency markup charges on the Kotak Privy League Signature Credit Card?

The foreign currency markup for the Kotak Privy League Signature Credit Card is 2% + GST for the Paid variant and 3.5% + GST for the Free variant.

How can I redeem reward points earned on my Kotak Privy League Signature Credit Card?

Reward points from your Kotak Privy League Signature Credit Card can be redeemed via the Kotak Reward Redemption portal for air tickets, merchandise, mobile recharges, or cash value.

What are the eligibility criteria for the Kotak Privy League Signature Credit Card?

To be eligible for the Kotak Privy League Signature Credit Card, applicants must be existing Privy League customers, aged 21-65, and a Resident of India.

Does the Kotak Privy League Signature Credit Card provide insurance benefits?

Yes, the Kotak Privy League Signature Credit Card includes an insurance cover worth Rs. 2.5 Lakhs, protecting against fraudulent transactions if reported promptly.

Are there any spend-based waiver conditions for the renewal fee of the Kotak Privy League Signature Credit Card?

Yes, for the Paid variant of the Kotak Privy League Signature Credit Card, the annual fee can be waived by spending Rs. 5,00,000 in the preceding year or maintaining a specified banking relationship.

Kotak Mahindra Bank

Kotak Privy League Signature Credit Card

Q: How can I earn rewards with the Kotak Privy League Signature Credit Card?

The Kotak Privy League Signature Credit Card allows you to earn up to 5 Reward Points for every Rs. 100 spent on select categories, by choosing between a Shopper’s Plan or a Traveller’s Plan.

Please note: This offer may be discontinued and is shown for informational purposes only.

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Kotak Privy League Signature Credit Card

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

There are no explicit one-time welcome benefits. Bonus reward points are tied to quarterly spending.

Rewards Rate

Earn up to 5 Reward Points for every Rs. 100 spent on select categories based on chosen plan.

Reward Type

Reward Points

Reward Redemption

Redeem points via Kotak Reward Redemption portal for air tickets, merchandise, mobile recharges, or cash value.

Domestic Lounge Access

2 complimentary visits every quarter to select Dream Folks Lounges in India by presenting the card.

International Lounge Access

Complimentary Priority Pass Membership; Paid variant includes 4 complimentary accesses annually for primary cardholder.

Insurance Coverage

Insurance cover worth Rs. 2.5 Lakhs for fraudulent transactions if reported within 7 days.

Movie

Reward points can be redeemed for movie ticket bookings. Previously offered 4 PVR tickets, now replaced by bonus points.

Dining

Earn 5 Reward Points on restaurants (Free Variant). Concierge services assist with dining reservations.

Travel Benefits

Customizable 'Traveller's Plan' offers 5X points on airlines, hotels, duty-free. Includes concierge services.

What matters, explained clearly

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Frequently Asked Questions

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