Is the Kotak Infinite Credit Card available for new applications?

No, the Kotak Infinite Credit Card has been discontinued for new sourcing and is only for existing cardholders.

Who is eligible for the Kotak Infinite Credit Card?

The Kotak Infinite Credit Card is an invite-only card for Kotak Private Banking clients aged 21-65 residing in specific Indian cities.

What are the annual fees for the Kotak Infinite Credit Card?

The Kotak Infinite Credit Card has nil joining and annual fees, offering a premium experience without charges.

What golf benefits does the Kotak Infinite Credit Card offer?

Cardholders get 2 complimentary golf rounds monthly and can invite two friends once per quarter with the Kotak Infinite Credit Card.

Does the Kotak Infinite Credit Card offer lounge access?

Yes, the Kotak Infinite Credit Card offers 4 complimentary domestic lounge visits every quarter to select lounges across India.

What is the foreign currency markup on the Kotak Infinite Credit Card?

The Kotak Infinite Credit Card has a low foreign currency markup of 2% on international spends, effective from Oct 16, 2019.

How can I redeem reward points on my Kotak Infinite Credit Card?

Reward points from your Kotak Infinite Credit Card can be redeemed for cash, airline tickets, movie tickets, merchandise, and mobile recharge.

Does the Kotak Infinite Credit Card provide concierge services?

Yes, premium concierge services are available with the Kotak Infinite Credit Card for flight ticketing, hotel, dining, and event bookings.

What is the minimum credit limit on the Kotak Infinite Credit Card?

The Kotak Infinite Credit Card comes with a high minimum credit limit of Rs. 10 Lakhs, suitable for high-spending clients.

Are there any fuel surcharge waivers on the Kotak Infinite Credit Card?

Yes, fuel surcharge is waived for transactions between INR 400-4000, up to Rs. 4500 annually on the Kotak Infinite Credit Card.

Kotak Mahindra Bank

Kotak Infinite Credit

Please note: This offer may be discontinued and is shown for informational purposes only.

PremiumTravelDining

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

800 reward points (worth Rs 800) credited free every month.

Reward Type

Reward Points

Reward Redemption

Redeem for cash, airline tickets, air miles (1 RP = 2 air miles), movies, merchandise, vouchers.

Domestic Lounge Access

4 complimentary visits every quarter to select lounges across India.

International Lounge Access

Not Applicable

Premium Benefits

2 complimentary rounds/month (cardholder) + invite 2 friends once/quarter for golf.

Insurance Coverage

Not Applicable

Movie

Redeem points for movie tickets.

Dining

Concierge assistance for dining reservations.

Travel Benefits

Concierge services for flight ticketing, hotel reservations & international event access.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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