Kotak Mahindra BankKotak Mahindra Bank

Kotak Essentia Platinum Credit Card

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Kotak Essentia Platinum Credit Card

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

10 Saving Points/Rs. 100 on purchases made at grocery and departmental stores and 1 Saving Point/Rs. 250 on all other spends

Reward Type

Reward Points

Reward Redemption

Saving Points redeemable on Kotak Rewards portal for travel-related spends, shopping, mobile recharge, shopping vouchers and movie tickets. The Saving Points can also be used as cash (1 Point = Re. 1) at partner merchants.

Movie & Dining

6 movie tickets by PVR on the expenditure of Rs. 1,25,000 in 6 months.

Travel Benefits

Not Applicable

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Insurance cover worth Rs. 1.25 lakh against unauthorized transactions up to 7 days prior to reporting the loss of card.

What matters, explained clearly

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Frequently Asked Questions

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