Kotak Essentia Platinum Credit Card
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Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Not Applicable
Rewards Rate
10 Saving Points/Rs. 100 on purchases made at grocery and departmental stores and 1 Saving Point/Rs. 250 on all other spends
Reward Type
Reward Points
Reward Redemption
Saving Points redeemable on Kotak Rewards portal for travel-related spends, shopping, mobile recharge, shopping vouchers and movie tickets. The Saving Points can also be used as cash (1 Point = Re. 1) at partner merchants.
Movie & Dining
6 movie tickets by PVR on the expenditure of Rs. 1,25,000 in 6 months.
Travel Benefits
Not Applicable
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Insurance cover worth Rs. 1.25 lakh against unauthorized transactions up to 7 days prior to reporting the loss of card.
What matters, explained clearly
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Frequently Asked Questions
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