Kotak Mahindra BankKotak Mahindra Bank

Kotak Essentia Platinum Credit Card

Please note: This offer may be discontinued and is shown for informational purposes only.
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Kotak Essentia Platinum Credit Card
Last updated: 22 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 10 Saving Points per Rs. 100 on groceries/departmental stores & 1 Saving Point per Rs. 250 on other spends.

Reward Type

Reward Points

Reward Redemption

Saving Points valued at Re. 1 can be redeemed for travel, mobile recharge, shopping vouchers, or as cash at partner merchants.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Insurance cover of Rs. 1.25 lakh for unauthorized transactions up to 7 days prior to reporting.

Movie

Earn up to 12 free PVR movie tickets annually on achieving spend milestones.

Dining

Not Applicable

Travel Benefits

Redeem Saving Points for flight and hotel bookings via the Kotak Rewards Portal.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

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