Kotak Mahindra Bank
Benefits & Features
Welcome Offer
This card does not offer any specific welcome benefits.
Rewards Rate
Earn 4 points per ₹100 on travel, hotels, advertising, supermarkets; 1 point per ₹100 on other spends.
Reward Type
Reward Points
Reward Redemption
Redeem points on Kotak Rewards Portal for flights, hotels, vouchers, merchandise, or cashback (min 4k points).
Domestic Lounge Access
1 complimentary access per calendar quarter to lounges across select Indian airports (4 per year).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
₹50,000 card liability, ₹25,000 purchase protection, and travel insurance (loss/delay of baggage, docs).
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Includes 1 complimentary domestic lounge access per quarter and railway surcharge waivers up to ₹500 annually.
What matters, explained clearly
Frequently Asked Questions
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