What are the main benefits of the Karnataka Bank SBI Card PRIME?

The Karnataka Bank SBI Card PRIME offers welcome e-vouchers, accelerated rewards on dining, groceries, and utilities, lounge access, and milestone benefits.

What is the joining fee for the Karnataka Bank SBI Card PRIME?

The joining fee for the Karnataka Bank SBI Card PRIME is Rs. 2,999 + Taxes.

How can I get a renewal fee waiver on my Karnataka Bank SBI Card PRIME?

You can get a renewal fee waiver on the Karnataka Bank SBI Card PRIME by achieving annual spends of Rs.3 Lakhs.

Does the Karnataka Bank SBI Card PRIME offer lounge access?

Yes, the Karnataka Bank SBI Card PRIME provides 8 complimentary domestic and 4 complimentary international lounge visits annually.

What kind of welcome benefits does the Karnataka Bank SBI Card PRIME offer?

Cardholders receive a welcome e-Gift Voucher worth Rs.3,000 from a selection of top brands upon paying the annual fee.

How do I earn reward points with the Karnataka Bank SBI Card PRIME?

Earn up to 20 reward points per Rs.100 on utility bills & birthdays, 10 points on dining/groceries/movies, and 2 points on other spends.

Can I get an add-on card with the Karnataka Bank SBI Card PRIME?

Yes, you can get up to 3 add-on cards for eligible family members (above 18 years) with your Karnataka Bank SBI Card PRIME.

What insurance benefits are included with the Karnataka Bank SBI Card PRIME?

The card includes Rs. 50 Lakh Air Accident Liability Cover and Rs. 1 Lakh Credit Card Fraud Liability Cover.

What is the fuel surcharge waiver on the Karnataka Bank SBI Card PRIME?

You get a 1% fuel surcharge waiver on transactions between Rs.500-Rs.4000, capped at Rs.250 per month on your Karnataka Bank SBI Card PRIME.

How can I redeem reward points from my Karnataka Bank SBI Card PRIME?

Reward points from the Karnataka Bank SBI Card PRIME can be redeemed to pay your card's outstanding balance at a rate of 4 points = Rs.1.

Karnataka Bank

Karnataka Bank Prime SBI Credit Card

TravelDiningShopping

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

e-Gift Voucher worth Rs.3,000 from brands like Bata, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Yatra.

Rewards Rate

Up to 20 RP per Rs.100 on utilities & birthdays, 10 RP on dining/groceries/movies, 2 RP on others.

Reward Type

Reward Points

Reward Redemption

Points can be redeemed to pay card outstanding balance at a rate of 4 Reward Points = Rs.1.

Domestic Lounge Access

8 complimentary visits per year to Domestic Airport Lounges in India (max 2 per quarter).

International Lounge Access

4 complimentary visits per year to International Priority Pass Lounges (max 2 per quarter).

Premium Benefits

Not Applicable

Insurance Coverage

Rs. 50 Lakh Air Accident & Rs. 1 Lakh Fraud Liability Cover.

Movie

Earn 10 Reward Points per Rs.100 spent on movie tickets.

Dining

Earn 10 Reward Points per Rs.100 spent on dining expenses.

Travel Benefits

Complimentary lounge access (domestic & international), Yatra voucher, hotel/flight booking discounts.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

Similar Cards

Compare similar cards to find your perfect fit

More from Karnataka Bank

Explore other cards offered by the same provider

Comments & Reviews

Share your experience about Karnataka Bank Prime SBI Credit Card

Share your thoughts

Your email address will not be published. Required fields are marked *

Loading conversations...