State Bank of India
Benefits & Features
Welcome Offer
350 bonus Reward Points on min ₹500 spend within 45 days of card receipt (excl. fuel/cash).
Rewards Rate
Earn 1 Reward Point for every ₹125 spent on retail purchases. Up to 10% value back on IRCTC railway tickets.
Reward Type
Reward Points
Reward Redemption
Points credited to IRCTC Loyalty Account, redeemable via IRCTC website/app. Each point equals ₹1.
Domestic Lounge Access
4 complimentary railway lounge accesses every year (1 per quarter) via the Railway Lounge Program.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
4 complimentary railway lounge accesses annually, accommodation at 5000+ hotels, 1% off on IRCTC bookings.
What matters, explained clearly
Frequently Asked Questions
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