State Bank of India
Benefits & Features
Welcome Offer
1,500 Reward Points (worth ₹1,500) as a welcome bonus, offsetting the joining fee.
Rewards Rate
Earn 3 RP on ₹125 for dining/utilities; 1 RP on ₹125 for other retail spends.
Reward Type
Reward Points
Reward Redemption
Each Reward Point is valued at Re. 1. Redeem on SBI Rewardz for shopping, gifts, and vouchers.
Domestic Lounge Access
8 complimentary railway lounge accesses per year (2 per quarter).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
₹50L air accident, ₹10L railway accident, and ₹1L fraud liability cover.
Movie
Not Applicable
Dining
Earn 3 Reward Points for every ₹125 spent on dining.
Travel Benefits
8 free railway lounge visits annually. Benefits at 5000+ hotels in India and 900+ globally. Savings on IRCTC bookings.
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