IndusInd BankIndusInd InterMiles Voyage Amex Credit Card – Benefits, Fees & Eligibility
Is the IndusInd InterMiles Voyage Amex Credit Card Right for You?
The IndusInd InterMiles Voyage Amex Credit Card is best suited for users who prioritize Travel, Movies, Dining. With a joining fee of Nil and a renewal fee of Nil, this card offers free entry for new applicants. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn up to 4 InterMiles on every Rs. 100 spent; 2X on travel bookings and accelerated on shopping..
Key Card Details
Nil
Nil
Reward Points
Not Applicable
Notable Perks
Domestic Lounge Access
Complimentary access to select domestic airport lounges via American Express at major Indian cities.
International Lounge Access
Complimentary Priority Pass membership providing access to over 600 airport lounges worldwide.
Insurance Coverage
Travel insurance cover (lost baggage, passport, ticket, missed connection) and personal air accident cover up to Rs 25 lakh.
Spend-Based Waiver
Not Applicable
Movie Benefits
Buy one movie ticket and get one free on BookMyShow.com, once per month.
Golf Benefits
Not Applicable
Things to Consider
The card has been discontinued for new applicants, limiting access to its benefits for many potential users.
InterMiles earning is capped at 50,000 annually, requiring an additional fee to earn beyond this limit.
Some American Express benefits might have limited availability or acceptance at certain merchants.
Benefits & Features
Welcome Offer
2,000 InterMiles welcome bonus, flight discount voucher worth Rs. 750, hotel discount voucher worth Rs. 1500, and complimentary InterMiles membership.
Rewards Rate
Earn up to 4 InterMiles on every Rs. 100 spent; 2X on travel bookings and accelerated on shopping.
Reward Type
Reward Points
Reward Redemption
Redeem InterMiles for flights, hotels, free fuel at select IOCL pumps, electronics, gift vouchers & more.
Domestic Lounge Access
Complimentary access to select domestic airport lounges via American Express at major Indian cities.
International Lounge Access
Complimentary Priority Pass membership providing access to over 600 airport lounges worldwide.
Premium Benefits
Not Applicable
Insurance Coverage
Travel insurance cover (lost baggage, passport, ticket, missed connection) and personal air accident cover up to Rs 25 lakh.
Movie Benefits
Buy one movie ticket and get one free on BookMyShow.com, once per month.
Dining Benefits
Save up to 20% on dining at hundreds of participating restaurants in India and abroad with American Express Offers.
Travel Benefits
Complimentary Priority Pass membership, American Express lounge access, comprehensive travel insurance cover, and 24-hour concierge service for bookings.
Fees & Charges
Joining Fee
Nil
Renewal Fee
Nil
Spend-Based Waiver
Not Applicable
Foreign Currency Markup
Not Applicable
Interest Rates
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver at any fuel station across India.
Cash Advance Charges
Not Applicable
Rewards Redemption Fee
Not Applicable
Pros & Cons
Pros
Key benefits and features of this card.
Generous InterMiles earning rates, particularly on travel bookings, maximize rewards for frequent flyers.
Extensive lounge access both domestically and internationally enhances travel comfort significantly.
Robust insurance benefits, including air accident and comprehensive card protection, provide peace of mind.
Valuable welcome bonus and renewal benefits, including InterMiles and flight/hotel vouchers, offer great initial value.
Complimentary movie tickets and dining discounts add significant lifestyle perks beyond travel benefits.
Cons
Key drawbacks and limitations of this card.
The card has been discontinued for new applicants, limiting access to its benefits for many potential users.
InterMiles earning is capped at 50,000 annually, requiring an additional fee to earn beyond this limit.
Some American Express benefits might have limited availability or acceptance at certain merchants.
The Travel Plus program, offering special waivers on lounge charges, is explicitly not applicable to this card.
Specific joining and annual fees for the card itself are not clearly stated, leading to potential ambiguity.
Product Details
Complimentary Priority Pass membership for global lounge access.
Access to select domestic American Express airport lounges.
24x7 Concierge and Auto Assist services for convenience.
Comprehensive Total Protect and Air Accident insurance cover.
Exclusive American Express benefits including Connect, ezeClick, and EPAY.
Buy one get one free movie ticket on BookMyShow once a month.
Save up to 20% on dining with American Express offers.
1% fuel surcharge waiver at all Indian fuel stations.
Benefits & Features
Welcome Offer
2,000 InterMiles welcome bonus, flight discount voucher worth Rs. 750, hotel discount voucher worth Rs. 1500, and complimentary InterMiles membership.
Rewards Rate
Earn up to 4 InterMiles on every Rs. 100 spent; 2X on travel bookings and accelerated on shopping.
Reward Type
Reward Points
Reward Redemption
Redeem InterMiles for flights, hotels, free fuel at select IOCL pumps, electronics, gift vouchers & more.
Domestic Lounge Access
Complimentary access to select domestic airport lounges via American Express at major Indian cities.
International Lounge Access
Complimentary Priority Pass membership providing access to over 600 airport lounges worldwide.
Premium Benefits
Not Applicable
Insurance Coverage
Travel insurance cover (lost baggage, passport, ticket, missed connection) and personal air accident cover up to Rs 25 lakh.
Movie Benefits
Buy one movie ticket and get one free on BookMyShow.com, once per month.
Dining Benefits
Save up to 20% on dining at hundreds of participating restaurants in India and abroad with American Express Offers.
Travel Benefits
Complimentary Priority Pass membership, American Express lounge access, comprehensive travel insurance cover, and 24-hour concierge service for bookings.
What matters, explained clearly
IndusInd Bank InterMiles Voyage Credit Card
Introduction
The IndusInd Bank InterMiles Voyage Credit Card is designed to enhance the flying and overall lifestyle experience for frequent flyers and cardholders. It offers unique rewards in the form of InterMiles on all spends, along with a significant welcome bonus. This card focuses on providing exclusive benefits for travel, entertainment, and daily transactions, ensuring cardholders accumulate valuable InterMiles and enjoy a range of premium services. Please note, this product has been discontinued for new sourcing and for existing credit cards, and is displayed as a reference for existing IndusInd Bank InterMiles Credit Card holders.
Welcome Benefits
- Complimentary membership to InterMiles, a frequent flyer program.
- 2,000 InterMiles welcome bonus credited to your InterMiles membership account upon joining.
- Flight discount voucher worth Rs. 750 on booking flights via intermiles.com.
- Hotel discount voucher worth Rs. 1500 on booking hotels via interbook.intermiles.com.
Fees
- InterMiles Earning Uncapping Fee: To continue earning InterMiles beyond the annual cap of 50,000 InterMiles per year, an additional uncapping annual fee of Rs 7500 plus applicable GST is required.
- Renewal Benefits:
- 2500 Bonus InterMiles.
- Flight discount voucher worth Rs. 500 on booking flights via intermiles.com.
- Hotel discount voucher worth Rs. 1000 on booking hotels via interbook.intermiles.com.
Rewards
-
InterMiles Earning Program
- Earn up to 4 InterMiles on every Rs. 100 spent.
- Earn 2X Bonus InterMiles on flight bookings via intermiles.com and hotel bookings via interbook.intermiles.com (on spends of INR 100).
- Earn Accelerated InterMiles on shopping on brands like Amazon via intermiles.com.
- Detailed InterMiles Earnings per INR 100 spent:
- Spends on flights booked via www.intermiles.com & hotels booked via interbook.intermiles.com:
- Weekday (Monday - Friday) transactions: 6 InterMiles
- Weekend (Saturday - Sunday) transactions: 8 InterMiles
- All other spends:
- Weekday (Monday - Friday) transactions: 3 InterMiles
- Weekend (Saturday - Sunday) transactions: 4 InterMiles
- Spends on flights booked via www.intermiles.com & hotels booked via interbook.intermiles.com:
- InterMiles earning is capped at 50,000 InterMiles per year, with an option to pay an uncapping annual fee to continue earning beyond this limit.
- The rewards program was revised for select merchant categories from August 1, 2019.
-
Movies
- BookMyShow.com Offer: Buy one movie ticket and get the other one absolutely free.
- One free ticket can be availed per month.
- Offer valid on all theatres registered with BookMyShow across all major cities.
-
Travel
- Priority Pass Program:
- Complimentary Priority Pass membership providing access to over 600 airport lounges around the world.
- Annual benefit valued at approximately USD 198 (Approx. Rs 9900), based on USD 99 x 2 for annual membership.
- American Express® Lounge Access:
- Complimentary access to select airport lounges.
- Benefits include personalized attention, WiFi connectivity, snacks, and refreshments.
- Lounge locations include:
- Ahmedabad: Premium Plaza (International)
- Delhi: Premium Plaza (Domestic - 2 locations, International - 2 locations)
- Hyderabad: Premium Plaza (Domestic, International)
- Chennai: TFS (New International, Domestic)
- Kolkata: TFS (Domestic, International)
- Pune: Bird Lounge (Domestic)
- Bangalore: TFS (International, Domestic)
- Travel Insurance Cover (provided by The Oriental Insurance Company Ltd.)
- Lost baggage: Up to Rs 100,000
- Delayed baggage: Up to Rs 25,000
- Loss of passport: Up to Rs 50,000
- Lost ticket: Up to Rs 25,000
- Missed connection: Up to Rs 25,000
- Priority Pass Program:
-
Fuel
- Enjoy a waiver of 1% on fuel surcharge at any fuel station across India.
-
Dining
- American Express Offers: Save up to 20% on dining at hundreds of participating restaurants in India, Asia, Europe, and the Middle East. This offer is ongoing.
-
Lifestyle
- 24-hour Concierge Service:
- Pre-trip Assistance: Information on travel destination, weather updates, important landmarks, transport modes.
- Hotel Reservation: Arrangements in finest hotels worldwide.
- Flight Booking: Necessary flight arrangements.
- Sports and Entertainment Booking: Booking for favourite events.
- Exclusive Booking: Information and reservations for special events, workshops, talk shows.
- Flower and Gift Delivery: Arrangements to deliver gifts anywhere in the world.
- Auto Assist (24x7 emergency service):
- Roadside Repair Service
- Emergency Fuel Supply (up to 5 litres)
- Flat Tyre Services
- Lost Keys (locksmith service)
- Battery Service (repair or replacement on site)
- Emergency Towing Assistance (to a repair shop)
- Accident Management and Medical Assistance (coordination for emergency messages, medical assistance).
- Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata.
- 24-hour Concierge Service:
-
Assurance & Protection
- Total Protect:
- Covers fraudulent use of your card for an amount equivalent to the credit limit (available on add-on cards as well).
- Insurance cover for 48 hours prior to reporting the loss/theft of your card to IndusInd Bank.
- Protection against counterfeit fraud where card or card details are stolen and used to produce counterfeit plastic.
- Air Accident Cover:
- Complimentary personal air accident insurance cover of up to Rs 25 lakh.
- Total Protect:
-
American Express® Benefits
- American Express® Connect: Provides a wide range of special offers across categories such as Travel, Lodging, Dining, Retail, and Online Shopping.
- American Express® ezeClick: A faster, smarter, and secure online payment solution that replaces the need to enter credit card details with a single user ID for online shopping.
- American Express® EPAY: Simplifies utility bill payments (electricity, gas, phone, insurance premiums) with 'AutoPay' for automatic payments, eliminating worries about due dates, cheques, or queues.
Rewards Redemption Guide
- InterMiles can be redeemed for flights and hotels on https://www.intermiles.com/.
- InterMiles can be redeemed for free fuel at select IOCL petrol pumps.
- Redeem InterMiles across Electronics, Gift Vouchers, Raffle Tickets, Subscriptions & more on the Reward Store at https://rewardstore.intermiles.com/.
- For more details, log in to your InterMiles account on https://www.intermiles.com/.
Important Product Details
- Annual Estimated Savings: The card offers an annual estimated saving of Rs 25,658, in addition to InterMiles earnings. This includes:
- Priority Pass Membership for cardholder and partner: Rs 14,058
- Complimentary lounge access: Rs 8,000
- Complimentary movie tickets: Rs 2,400
- Savings on fuel surcharge: Rs 1,200
- Total Savings: Rs 25,658
- Product Discontinuation: This product has been discontinued for new sourcing and for existing credit cards. It is displayed as a reference for existing IndusInd Bank InterMiles Credit Card holders.
- InterMiles Earning Cap: InterMiles earning is capped at 50,000 InterMiles per year.
- Travel Plus Program: The Travel Plus program, which includes special waivers on lounge usage charges outside India, is not applicable to the InterMiles Voyage American Express Card® from IndusInd Bank.
Other Details
- For any assistance or query, existing cardholders can write to priority.care@indusind.com or call 1860 267 7777.
- InterMiles is managed by Jet Privilege Private Limited (JPPL), part of the Etihad Aviation Group, an independent loyalty and rewards Management Company formed in 2014. The transformation of JPPL to InterMiles does not affect the miles accrued or the balance in your account; you will continue to earn or redeem InterMiles.