IndusInd InterMiles Odyssey Amex Credit Card – Benefits, Fees & Eligibility

IndusInd Bank InterMiles Odyssey Credit Card

Introduction

The IndusInd Bank InterMiles Odyssey Credit Card offers a comprehensive suite of features and benefits designed for travel and lifestyle enthusiasts. This card provides an exceptional reward structure with InterMiles on every spend, allowing members to accumulate rewards that can be redeemed across various travel and lifestyle options. Cardholders gain access to a host of exclusive perks, making every journey and daily spend more rewarding.

Welcome Benefits

• 15,000 InterMiles Welcome Bonus upon card issuance.
• Complimentary "Silver" tier InterMiles membership.
• Flight discount voucher worth Rs. 1,500 on booking flights via https://www.intermiles.com/.
• Hotel discount voucher worth Rs. 2,500 on booking hotels via https://interbook.intermiles.com/.

Renewal Benefits

• 5,000 Bonus InterMiles upon card renewal.
• Flight discount voucher worth Rs. 1,000 on booking flights via https://www.intermiles.com/.
• Hotel discount voucher worth Rs. 2,000 on booking hotels via https://interbook.intermiles.com/.

Fees

• InterMiles Earning Uncapping Annual Fee: A fee of Rs. 10,000 plus applicable GST is required to continue earning InterMiles beyond the annual cap of 75,000 InterMiles.
• Travel Plus Program Enrolment Fee: Rs. 5,000 per annum (effective 15th October 2013).
  • Note: The Travel Plus Program is not applicable on the InterMiles Odyssey American Express Card®.
• Fuel Surcharge: A 1% waiver is offered on fuel surcharge across all fuel stations in India, implying a surcharge if not waived.

Rewards

InterMiles Accrual

• Accelerated Earnings on Travel Spends:
  • Spends on flights booked via www.intermiles.com and hotels booked via interbook.intermiles.com:
    • Weekday transactions: Earn 8 InterMiles per INR 100 spent.
    • Weekend transactions: Earn 12 InterMiles per INR 100 spent.
  • Earn 2X Bonus InterMiles on flight booking via intermiles.com and hotel booking via interbook.intermiles.com on spends of INR 100.
• All Other Spends:
  • Weekday transactions: Earn 4 InterMiles per INR 100 spent.
  • Weekend transactions: Earn 6 InterMiles per INR 100 spent.
• Shopping Benefits: Earn accelerated InterMiles on shopping on brands like Amazon via intermiles.com.
• Annual Cap: InterMiles earnings are capped at 75,000 InterMiles per year. To earn beyond this limit, an uncapping annual fee applies.
• Important Note: From 1st August 2019, the Rewards program has been revised for select merchant categories.

Entertainment Benefits

• Movie Offer:
  • Buy one movie ticket and get the second one absolutely free on BookMyShow.com.
  • Cardholders can avail up to two free tickets in a month.
  • Offer valid on all theatres registered with BookMyShow across all major cities.

Travel Benefits

• Priority Pass Program:
  • Offers access to over 600 VIP lounges across the world.
  • Annual Membership value: USD 99 x 2, equating to an annual benefit of USD 198 (approximately Rs. 9,900 per annum).
  • Disclaimer: This program is not applicable on the InterMiles Odyssey American Express Card® from IndusInd Bank.
• Travel Plus Program:
  • Offers special waivers on lounge usage charges outside India.
  • Includes Travel Insurance.
  • Lounge Usage: Maximum of 8 lounge usages per year, each valued at $27.
  • Annual Savings: Approximately Rs. 12,960.
  • Disclaimer: This program is not applicable on the InterMiles Odyssey American Express Card® from IndusInd Bank.
• American Express® Lounge Access:
  • Enjoy complimentary access to select VIP lounges in India.
  • Lounge locations include:
    • Ahmedabad: Premium Plaza (International)
    • Delhi: Premium Plaza (Domestic x 2, International x 2)
    • Hyderabad: Premium Plaza (Domestic, International)
    • Chennai: TFS (New International, Domestic)
    • Kolkata: TFS (Domestic, International)
    • Mumbai: Good Times (Domestic), Oasis Lounge (Domestic)
    • Pune: Bird Lounge (Domestic)
    • Goa: Good Times (Domestic)
    • Bangalore: TFS (International, Domestic)

Insurance

• Travel Insurance Cover (under Travel Plus Program - Note: Not applicable to this card):
  • Lost baggage: Up to Rs. 100,000.
  • Delayed baggage: Up to Rs. 25,000.
  • Loss of passport: Up to Rs. 50,000.
  • Lost ticket: Up to Rs. 25,000.
  • Missed connection: Up to Rs. 25,000.
• Total Protect:
  • Covers for an amount equivalent to the credit limit on Primary and Add-on Credit Cards.
  • Includes unauthorized transactions in case of loss/theft of card (up to 48 hours prior to reporting).
  • Covers counterfeit fraud (if card details are stolen and used for counterfeit cards).
• Air Accident Cover: Complimentary personal air accident insurance cover of up to Rs. 25 lakh.

Lifestyle Benefits

• Fuel Surcharge Waiver: Get a waiver of 1% on fuel surcharge across all fuel stations in India.
• 24-hour Complimentary Concierge Service:
  • Pre-trip Assistance: Information on weather, transport, tourist places, entertainment, and landmarks.
  • Hotel Reservation: Booking at finest hotels worldwide.
  • Flight Booking: Domestic and international flight arrangements.
  • Sports and Entertainment Booking: Arranging tickets for various events.
  • Exclusive Booking: Information and reservations for workshops, trade shows, or talks.
  • Flowers and Gifts: Arrangements for delivery of flowers and gifts globally.
  • Auto Assist: Round-the-clock roadside assistance in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata.
    • Roadside Repair Service for mechanical or electrical faults.
    • Emergency Fuel Supply (up to five litres).
    • Flat Tyre Service (repair or replacement).
    • Lost Keys assistance (locksmith to make new key or open car).
    • Battery Service (repair or replacement).
    • Emergency Towing Assistance.
    • Accident Management & Medical Assistance (message transmission, emergency medical aid, vehicle towing).

American Express® Specific Benefits

• American Express® Connect: Offers an exclusive range of special offers across categories such as travel, hotels, dining, retail, and online shopping.
• American Express® ezeClick: A faster, smarter, and secure online payment solution for online transactions using a single user ID, eliminating the need to enter card details repeatedly.
• American Express® EPAY: Simplifies utility bill payments (electricity, gas, mobile, DTH, insurance premiums) with 'AutoPay' for automatic and faster payments.

Rewards Redemption Guide

• InterMiles can be redeemed for:
  • Flights and hotels on https://www.intermiles.com/.
  • Free fuel at select IOCL petrol pumps.
  • Electronics, Gift Vouchers, Raffle Tickets, Subscriptions & more on the Reward Store at https://rewardstore.intermiles.com/.
• To know more about redemption options, log in to your InterMiles account on https://www.intermiles.com/.

Important Product Details

• Positive Highlights:
  • Significant welcome bonus and renewal benefits, including InterMiles and discount vouchers for flights/hotels.
  • High InterMiles earning rate, especially on travel and weekend spends.
  • Complimentary movie tickets every month.
  • Comprehensive concierge and auto-assist services.
  • Strong insurance coverage including Total Protect and Air Accident Cover.
  • Access to American Express® specific lifestyle offers and domestic lounges.
• Negative Highlights:
  • The card product has been discontinued for new sourcing and is only displayed as a reference for existing cardholders.
  • InterMiles earning is capped annually at 75,000, requiring an additional fee to remove the cap.
  • The Priority Pass Program and Travel Plus Program, which offer international lounge access and travel insurance benefits, are explicitly stated as not applicable on this specific American Express variant of the card, despite being detailed in the benefits section and included in estimated savings.

Other Details

• Product Discontinuation: This product has been discontinued for new sourcing and is only displayed as a reference for existing IndusInd Bank InterMiles Credit Card holders.
• Customer Assistance: For any assistance or query, existing cardholders can write to priority.care@indusind.com or call 1860 267 7777.
• Weekday/Weekend Definition:
  • Weekday transactions: Transactions done on Monday, Tuesday, Wednesday, Thursday, and Friday.
  • Weekend transactions: Transactions done on Saturday and Sunday.
  • The transaction date defines whether it is classified as a weekday or weekend spend.
• About InterMiles: Jet Privilege Private Limited (JPPL), part of the Etihad Aviation Group, manages the InterMiles loyalty and rewards program. The transformation of JPPL does not affect the Miles accrued by members or their Miles balance.
• Annual Estimation of Annual Savings (in addition to InterMiles):
  • Priority Pass Membership for cardholder and partner: Rs. 14,058
  • Complimentary lounge access: Rs. 8,000
  • Complimentary movie tickets: Rs. 4,800
  • Savings on fuel surcharge: Rs. 1,200
  • Total Estimated Savings: Rs. 28,058
  • Note: This estimation is for illustration purposes only; actual savings may vary based on individual card usage. It includes the Priority Pass Membership which is stated as not applicable to this card in another section.