Can I use my IndusInd Bank Vrddhi Business Card outside of India?

Yes, you can use your IndusInd Bank Vrddhi Business Card for international transactions and earn higher reward points.

Will I earn reward points on offline spends with the Vrddhi Business Card?

Yes, with the IndusInd Bank Vrddhi Business Card, you shall earn reward points for both offline and online spends.

If I pay my Vrddhi Business Card bill before the due date, will I receive any rewards?

Yes, you shall receive 100 Reward Points for making early bill payments on your IndusInd Bank Vrddhi Business Card.

What are the key welcome benefits of the IndusInd Bank Vrddhi Business Card?

The Vrddhi Business Card offers Vouchagram vouchers worth Rs. 10,000 and 3 complimentary domestic lounge accesses per quarter.

How can I waive the joining fee for the IndusInd Bank Vrddhi Business Card?

The joining fee for the Vrddhi Business Card can be waived by spending Rs. 4 lakhs within 90 days of card setup.

What is the foreign currency markup on the IndusInd Bank Vrddhi Business Card?

The foreign currency markup on the IndusInd Bank Vrddhi Business Card is a low 1.89% of the total transaction amount.

Does the IndusInd Bank Vrddhi Business Card offer lounge access?

Yes, the IndusInd Bank Vrddhi Business Card provides 3 complimentary domestic airport lounge accesses per quarter.

Are there any insurance benefits with the IndusInd Bank Vrddhi Business Card?

Yes, the IndusInd Bank Vrddhi Business Card includes comprehensive Travel and Business Insurance benefits for cardholders.

How do reward points work on the IndusInd Bank Vrddhi Business Card?

You earn 2 Reward Points per Rs. 100 domestically and 4 Reward Points per Rs. 100 internationally with the Vrddhi Business Card.

Can I get a fuel surcharge waiver with my IndusInd Bank Vrddhi Business Card?

Yes, the IndusInd Bank Vrddhi Business Card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹10,000.

IndusInd Bank

IndusInd Bank Vrddhi Business Card

BusinessInternational SpendsTravel

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Vouchagram vouchers worth Rs. 10,000, 3 complimentary lounge access/quarter, 100% dining discount.

Rewards Rate

2 RP/Rs. 100 domestic; 4 RP/Rs. 100 international. 1,000 RP on 6 utility bills.

Reward Type

Reward Points

Reward Redemption

Reward Points can be redeemed at IndusMoments.

Domestic Lounge Access

3 complimentary domestic airport lounge accesses per quarter (12 visits per year).

International Lounge Access

Not applicable.

Premium Benefits

Not Applicable

Insurance Coverage

Travel and Business Insurance for medical, accidental death, burglary, and BSUS coverage.

Movie

Not Applicable

Dining

100% dining discount of up to Rs. 250 with EazyDiner.

Travel Benefits

Travel and Business Insurance, complimentary lounge access, and other travel benefits.

What matters, explained clearly

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Frequently Asked Questions

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