Question 1

1. Is the Samman RuPay Credit Card free for life?

Accepted Answer

No, although the Samman RuPay Credit Card has zero joining fee, there is a renewal charge of Rs. 199.

Question 2

2. Can I link the Samman RuPay Credit Card to UPI?

Accepted Answer

Yes, the Samman RuPay Credit Card can be easily linked to UPI apps such as Google Pay, Paytm, and PhonePe for convenient payments.

Question 3

3. What benefits does the Samman RuPay Credit Card offer?

Accepted Answer

The Samman RuPay Credit Card provides cashback on spends, two free movie tickets annually, a railway surcharge waiver, and travel insurance for lost baggage, delayed baggage, passport loss, and missed connections.

Question 4

4. How much cashback can I earn with the Samman RuPay Credit Card?

Accepted Answer

You can earn 1% cashback on all your spends up to Rs. 20,000 annually, with a maximum cashback limit of Rs. 200 per year.

Question 5

5. Can I get free movie tickets with the Samman RuPay Credit Card?

Accepted Answer

Yes, the Samman RuPay Credit Card offers two free movie tickets each year, one every six months, with a maximum value of Rs. 200 per ticket.

Question 6

6. Is there a surcharge waiver on railway transactions with the Samman RuPay Credit Card?

Accepted Answer

Yes, the Samman RuPay Credit Card offers a 1% surcharge waiver on railway transactions up to Rs. 5,000.

Question 7

7. What travel insurance benefits does the Samman RuPay Credit Card provide?

Accepted Answer

The Samman RuPay Credit Card provides coverage for lost baggage (₹1,00,000), delayed baggage (₹25,000), passport loss (₹50,000), lost ticket (₹25,000), and missed connections (₹25,000).

IndusInd Bank Samman RuPay Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

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