What are the main benefits of the IndusInd Bank Saarthi Business Card?

The IndusInd Bank Saarthi Business Card offers comprehensive business expense management, complimentary business insurance, reward points on international transactions, and domestic lounge access.

How much is the joining fee for the IndusInd Bank Saarthi Business Card?

The joining fee for the IndusInd Bank Saarthi Business Card is ₹2,500 + GST. A waiver is possible on spends of ₹2 lakhs within 90 days.

Does the IndusInd Bank Saarthi Business Card provide lounge access?

Yes, the IndusInd Bank Saarthi Business Card provides 2 complimentary domestic airport lounge accesses per quarter in India.

What kind of insurance coverage does the IndusInd Bank Saarthi Business Card offer?

The IndusInd Bank Saarthi Business Card includes complimentary business insurance up to ₹3 Lakh and travel insurance up to ₹1 Lakh, covering fire, theft, and burglary.

What are the reward rates for the IndusInd Bank Saarthi Business Card?

You earn 1 Reward Point for every ₹100 spent on domestic transactions and 2 Reward Points for every ₹100 on international transactions with the IndusInd Bank Saarthi Business Card.

Is there a foreign currency markup on the IndusInd Bank Saarthi Business Card?

Yes, the foreign currency markup on the IndusInd Bank Saarthi Business Card is 3.5% of the total transaction amount.

Can I get a waiver on the annual fee for my IndusInd Bank Saarthi Business Card?

Yes, the annual fee for the IndusInd Bank Saarthi Business Card can be waived on spends of more than ₹1 lakh in the previous year.

What welcome benefits does the IndusInd Bank Saarthi Business Card provide?

Upon joining, the IndusInd Bank Saarthi Business Card offers a Vouchagram voucher worth ₹2,500, redeemable at various popular brands.

How can I redeem the reward points earned with my IndusInd Bank Saarthi Business Card?

Reward points earned on the IndusInd Bank Saarthi Business Card can be redeemed at IndusMoments for various options, including vouchers, Air Miles, and products.

What is the interest rate on the IndusInd Bank Saarthi Business Card?

The IndusInd Bank Saarthi Business Card features a competitive interest rate of 2.49% per month on outstanding balances.

IndusInd Bank

IndusInd Bank Saarthi Business Card

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Last updated: 27 October 2025

Benefits & Features

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Welcome Offer

Vouchagram voucher worth ₹2,500 redeemable at brands like Pantaloons, Bata, Raymond, Hush Puppies.

Rewards Rate

Earn 1 RP/₹100 (domestic) & 2 RP/₹100 (international). 500 RP on 6 utility bills; 50 RP for early payment.

Reward Type

Reward Points

Reward Redemption

Redeem points at IndusMoments for vouchers, Air Miles, and products.

Domestic Lounge Access

2 complimentary airport lounge accesses per quarter in India.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary business insurance up to ₹3 Lakh & travel insurance up to ₹1 Lakh.

Movie

Not Applicable

Dining

100% dining discount up to ₹250 with EazyDiner.

Travel Benefits

2 complimentary domestic lounge accesses per quarter. Access to Visa offers on travel.

What matters, explained clearly

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Frequently Asked Questions

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