Benefits & Features
Welcome Offer
1,000 PAYBACK points on joining fee payment & complimentary PAYBACK PLUS membership for one year.
Rewards Rate
Earn 20x points on movies, 5x on dining/shopping/groceries, and 2x on other spends (per ₹100).
Reward Type
Reward Points
Reward Redemption
Redeem PAYBACK points for movie tickets, groceries, shopping vouchers, or catalogue products. 1 point = Re. 0.25.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Personal Air Accident Insurance up to ₹25 lakhs & 'Total Protect' for fraudulent transactions.
Movie
Earn 20 PAYBACK points per ₹100 spent on movies & redeem points for movie tickets.
Dining
Earn 5 PAYBACK points per ₹100 spent on dining delights.
Travel Benefits
24-hour concierge for pre-trip assistance, hotel & flight bookings globally.
What matters, explained clearly
Frequently Asked Questions
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