What are the joining and renewal fees for the IndusInd Bank Indulge Credit Card?

The IndusInd Bank Indulge Credit Card has a joining fee of ₹75,000 + GST and a renewal fee of ₹10,000 + GST.

Can I get a waiver on the annual fee for the IndusInd Bank Indulge Credit Card?

Yes, the annual fee for the IndusInd Bank Indulge Credit Card can be waived on spends of ₹10 lakh each year.

What is the reward rate on the IndusInd Bank Indulge Credit Card?

With the IndusInd Bank Indulge Credit Card, you earn 1.5 Reward Points for every ₹100 spent across all categories.

How can I redeem my Reward Points earned with the IndusInd Bank Indulge Credit Card?

You can redeem your IndusInd Bank Indulge Credit Card Reward Points for KrisFlyer Miles, Cash Credits (1 RP = ₹1), or IndusMoments shopping vouchers.

Does the IndusInd Bank Indulge Credit Card offer lounge access?

Yes, the Indulge Credit Card provides 6 complimentary domestic lounge accesses per quarter and 4 international lounge visits per quarter (effective March 2025).

What are the movie benefits of the IndusInd Bank Indulge Credit Card?

The IndusInd Bank Indulge Credit Card offers a Buy One Get One free offer on movie tickets via BookMyShow, up to 3 times a month.

What is the foreign currency markup on the IndusInd Bank Indulge Credit Card?

The IndusInd Bank Indulge Credit Card has a competitive foreign currency markup fee of 1.8% + GST for international transactions.

Are there any golf benefits with the IndusInd Bank Indulge Credit Card?

Yes, the Indulge Credit Card offers unlimited golf games at regular clubs and 4 free golf games per month at premium clubs.

What kind of insurance benefits are included with the IndusInd Bank Indulge Credit Card?

The Indulge Credit Card includes a personal air-accident insurance cover worth ₹2.5 crores and liability protection for a lost card.

Who is eligible for the IndusInd Bank Indulge Credit Card?

Salaried individuals with an annual income of ₹36 lakh and self-employed individuals with ₹42 lakh are eligible for the Indulge Credit Card.

IndusInd Bank

IndusInd Bank Indulge Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 1.5 Reward Points for every ₹100 spent across all categories with this credit card.

Reward Type

Reward Points

Reward Redemption

Redeem points for KrisFlyer Miles, Cash Credits (1 RP = ₹1), or IndusMoments (shopping vouchers).

Domestic Lounge Access

Enjoy 6 complimentary domestic lounge accesses per quarter via the Visa Lounge program.

International Lounge Access

Receive 4 complimentary international lounge visits per quarter through Priority Pass (effective Mar 2025).

Premium Benefits

Benefit from unlimited complimentary golf games at regular clubs and 4 free games monthly at premium clubs.

Insurance Coverage

Includes personal air-accident cover of ₹2.5 crores and lost card liability protection.

Movie

Buy One Get One free on movie tickets via BookMyShow, up to 3 times/month (max ₹700 per ticket).

Dining

₹3,000 EazyDiner vouchers twice yearly. Also, get up to 25% discount on non-movie tickets via BookMyShow.

Travel Benefits

Offers complimentary Priority Pass, lounge access, discounted Fast Track immigration, and limo transfers.

What matters, explained clearly

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Frequently Asked Questions

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