What makes the IndusInd Bank Duo Card unique?

The IndusInd Bank Duo Card is India's first credit-cum-debit card, offering dual functionality with two EMV chips for unparalleled convenience and flexibility in payments.

What are the joining fees for the IndusInd Bank Duo Plus Credit Card?

The joining fee for the IndusInd Bank Duo Plus Credit Card is ₹1,500 + GST, providing access to its dual benefits and features.

What welcome benefits does the IndusInd Bank Duo Plus Credit Card offer?

As a welcome benefit, the IndusInd Bank Duo Plus Credit Card offers vouchers worth ₹1,000 from a selection of popular brands like Bata, Levis, and Pizza Hut.

How do I earn reward points with the IndusInd Bank Duo Card?

You earn 1 Reward Point for every ₹150 spent on your IndusInd Bank Duo Card, making everyday purchases more rewarding and increasing your savings.

Does the IndusInd Bank Duo Card provide movie benefits?

Yes, the IndusInd Bank Duo Card offers a 'Buy One Get One Free' movie ticket on BookMyShow once a month, capped at ₹250 per free ticket.

What is the foreign currency markup on the IndusInd Bank Duo Card?

The IndusInd Bank Duo Card features a competitive 2% foreign currency markup on all international spends, ensuring economical transactions abroad.

Are there any lounge access benefits with the IndusInd Bank Duo Card?

The IndusInd Bank Duo Card provides complimentary Priority Pass membership; however, all lounge visits are charged at US $27 + GST per person.

What insurance benefits are included with the IndusInd Bank Duo Card?

The IndusInd Bank Duo Card offers comprehensive insurance including lost card liability (₹3L), air accident (₹30L), personal accident (₹2L), purchase protection (₹50k), and travel insurance covers.

Can I redeem IndusInd Bank Duo Card reward points for cash?

Yes, reward points on the IndusInd Bank Duo Card can be redeemed for cash credit at a rate of 1 Reward Point = ₹0.50, with a monthly cap of 2,500 points effective September 1, 2024.

How does online payment work with the IndusInd Bank Duo Card?

For online transactions, you can choose to use your Debit or Credit Card credentials from the IndusInd Bank Duo Card, authenticating with Verified By Visa or One Time Password.

IndusInd Bank

IndusInd Bank Duo Plus Credit Card

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Last updated: 27 October 2025

Benefits & Features

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Welcome Offer

Vouchers worth ₹1,000 from brands like Bata, UCB, Levis, Pantaloons, Pizza Hut for Duo Plus.

Rewards Rate

Earn 1 Reward Point for every ₹150 spent on the IndusInd Bank Duo Card.

Reward Type

Reward Points

Reward Redemption

Redeem points at Indus Moments or for cash credit (1 RP = ₹0.50, max 2,500 RP/month).

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Extensive cover for lost card (₹3L), air accident (₹30L), personal accident (₹2L), purchase protection (₹50k), travel (baggage, passport, ticket).

Movie

Buy One Get One Free offer on BookMyShow, once per month (capped at ₹250 per ticket).

Dining

Not Applicable

Travel Benefits

Travel insurance covers lost baggage, delayed baggage, passport, ticket, and missed connection.

What matters, explained clearly

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Frequently Asked Questions

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